2905 Main St, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 2905 Main St, Peru, NY 12972

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,371 sqft · built 1900
Lot Size	0.627 acres (27,319 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Jul 2025)
Tax Bill	$1,488 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`094000 280.1-7-8`

Property Details

APN / Parcel Number

Primary APN	`094000 280.1-7-8`
Alternative APN	`400028000100070080000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,371 sqft Living Area
1st Floor Area	966 sqft
2nd Floor Area	180 sqft
Upper Floors Area	225 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	27,319 sqft (0.627 acres)
Lot Dimensions	168 ft deep x 162 ft wide
Porch	Slab
Porch Area	132 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Wood
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2905 MAIN ST
City	PERU
State	NY
Zip	12972-2927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLS LOC LOT 11 SURVEY DEED BK 623 PG 739
Legal Block	7
Legal Lot Number	8.000
Jurisdiction	CLINTON NY
Township / Civil Division	PERU
Census Block Group	2
Census Block	2003
Census Tract	101901

Owner

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 LECLAIR CUL DE SAC, PLATTSBURGH, NY 12901-5889
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage ABSOLUTE HOME MORTGAGE CORP
Sep 18, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 17, 2025 · Amount on Record
Deed Sale	Jul 17, 2025 · Amount on Record
Prior Sale	Sep 18, 2018 · Amount on Record
Deed Document Number	20252025-00345164
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Jul 17, 2025
Property Address	2905 MAIN ST, PERU, NY 12972-2927
Document Number	0000345164
Instrument Date	Jul 9, 2025
Instrument	2025-00345164
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 LECLAIR CUL DE SAC, PLATTSBURGH, NY 12901-5889

Mortgage

Document Number	0000345165
Date	Jul 17, 2025
Instrument	2025-00345165

Lender

Name	ABSOLUTE HOME MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLINTON NY
Recording Date	Sep 18, 2018
Property Address	2905 MAIN ST, PERU, NY 12972-2927
Document Number	0000296607
Instrument Date	Sep 17, 2018
Instrument	296607
Transaction Type	Transfer
Record Updated	Oct 2, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 S CLIFF MANOR DR PLATTSBURGH NY 129016039, PLATTSBURGH, NY 12901-6039

Tax Assessment & Valuation

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,488.00	$174,100 (+15.83%) Land $18,500 Building $155,600	$174,100 (+15.83%) Land $18,500 Building $155,600
2023		$150,300 Land $18,500 Building $131,800	$150,300 Land $18,500 Building $131,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WD serves 2,700 people · EPA ID NY0900216
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Atlas Connectivity.

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