250 SAINT JOSEPH ST UNIT 579, 579, MOBILE, AL 36601-5528
Investor
Possibly a Property Investor
Mortgage
Document Number
0000001932
Date
Jan 13, 2026
Instrument
2026001932
Lender
Name
MOBILE CAPITAL COMPANY LLC
Type
Non-Lending Institution
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Term
24 Months
Due
Jan 2, 2028
January 2026: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
MOBILE AL
Recording Date
Jan 13, 2026
Property Address
2905 LOTT DR, MOBILE, AL 36605-4039
Document Number
0000001930
Map Reference
MB 11 PG 56
Instrument Date
Dec 31, 2025
Instrument
2026001930
Transaction Type
Transfer
Record Updated
Jan 27, 2026
Transaction
Amount
Amount on Record
Tax
$0.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
22226 HIGHWAY 63, LEAKESVILLE, MS 39451-5690
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3451 ALBERT EVANS RD, WILMER, AL 36587
Tax Assessment & Valuation
The 2025 property tax bill for 2905 Lott Dr was $619.
Source: Mobile County assessment roll, as of September 15, 2026
Property Jurisdictions
Type
Name
State
Alabama
County
Mobile County
Municipality
Mobile City
Unified School District
Mobile County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$619.00
$9,600 (-)Land $2,400Building $7,200
$48,000 (-)Land $12,000Building $36,000
2024
$619.00 (+1.48%)
$9,600 (+1.48%)Land $2,400Building $7,200
$48,000 (+1.48%)Land $12,000Building $36,000
2023
$610.00
$9,460Land $2,400Building $7,060
$47,300Land $12,000Building $35,300
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 2905 Lott Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 58 individual policies
Community Rating System
Class 10 (0% premium discount)
Nearby Flood Policies
124 units insured incl. 66 condo units
Nearby Flood Claims
83 (1979–2020)
Claims Outside the SFHA
27 of 83
Most Recent Claim
Sep 2020 · Hurricane Sally
Claims by Event
Hurricane Katrina, Aug 2005 · 31 claims
Tropical Storm Isidore, Sep 2002 · 2 claims
Hurricane Georges, Sep 1998 · 17 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 2905 Lott Dr is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood
0.05% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source
Surface water
Last State Inspection
Sep 2023
Lead
2 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
Total trihalomethanes resolved · Jul 2023
Treatment and Procedure
None last 10 years
Monitoring and Reporting
2 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area