2905 Laredo Dr, Rocklin, CA 95765 Property Records

Placer County property record for 2905 Laredo Dr, Rocklin, CA 95765

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,492 sqft · built 2017
Lot Size	0.93 acres (4,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Oct 2024)
Tax Bill	$10,476 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`497-040-003-000`

Property Details

APN / Parcel Number

Primary APN	`497-040-003-000`
Alternative APN	`497-040-003`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,492 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Lot Area	4,050 sqft (0.93 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	497-040-003
Street Address	2905 LAREDO DR
City	ROCKLIN
State	CA
Zip	95765-5634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 WHITNEY RANCH PH II-B UNIT 46E MOR DD-21
Legal Subdivision	WHITNEY RANCH
Legal Lot Number	3
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1013
Census Tract	21323

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2905 LAREDO DR, ROCKLIN, CA 95765-5634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2018	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Aug 11, 2020	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 19, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Aug 22, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2024 · Amount on Record
Deed Sale	Oct 18, 2024 · Amount on Record
Prior Sale	Aug 11, 2020 · Amount on Record
Deed Document Number	202455330
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2905 LAREDO DR, ROCKLIN, CA 95765-5634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076639
Date	Oct 22, 2018
Instrument	2018-0076639

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 11, 2020
Property Address	2905 LAREDO DR, ROCKLIN, CA 95765-5634
Document Number	0000084568
Map Reference	MB DD PG 21
Instrument Date	Aug 5, 2020
Instrument	2020-0084568
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5050 HACIENDA DR APT 926, 926, DUBLIN, CA 94568-7954

Mortgage

Document Number	0000084569
Date	Aug 11, 2020
Instrument	2020-0084569

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 19, 2019
Property Address	2905 LAREDO DR, ROCKLIN, CA 95765-5634
Document Number	0000071352
Instrument Date	Sep 16, 2019
Instrument	71352
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$632.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 45TH ST SACRAMENTO CA 958193121, SACRAMENTO, CA 95819-3121

Mortgage

Document Number	71353
Date	Sep 19, 2019
Instrument	71353

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2049

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 22, 2017
Property Address	2905 LAREDO DR, ROCKLIN, CA 95765-5634
Document Number	0000064313
Map Reference	MAP DD PG21
Instrument Date	Aug 11, 2017
Instrument	2017-0064313
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2905 LAREDO DR, ROCKLIN, CA 95765-5634

Mortgage

Document Number	0000064314
Date	Aug 22, 2017
Instrument	2017-0064314

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$714,000 (+2%) Land $234,600 Building $479,400
2025	$10,476.00 (+6.79%)	$700,000 (+9.4%) Land $230,000 Building $470,000
2023	$9,810.00 (+2.4%)	$639,846 Land $234,090 Building $405,756
2022	$9,580.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

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