2905 Jody Ln, Oceanside, CA 92056 Property Records

San Diego County property record for 2905 Jody Ln, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,251 sqft · built 1965
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$453,000 (Mar 2018)
Tax Bill	$7,525 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Dec 2023 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`166-391-09-00`

Property Details

APN / Parcel Number

Primary APN	`166-391-09-00`
Alternative APN	`1663900900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,251 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	7,800 sqft (0.179 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	1663900900
Street Address	2905 JODY LN
City	OCEANSIDE
State	CA
Zip	92056-4353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 20 TR 005361
Legal Subdivision	THUNDER HILLS ESTATES
Legal Tract	005361
Legal Block	1
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1005
Census Tract	18518

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2905 JODY LN, OCEANSIDE, CA 92056-4353
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 14, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Feb 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 18, 2022	Affidavit of Death of Joint Tenant, Transfer
Jan 20, 2022	Intrafamily Transfer, Transfer
Jan 20, 2022	Intrafamily Transfer, Transfer
Jun 1, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 23, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 22, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 2, 2018	Grant Deed, Transfer · VA Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2018 · Amount on Record
Deed Sale	Mar 2, 2018 · Amount on Record
Deed Document Number	201884246
Last Transfer Date	Jan 13, 2022
Transfer Doc	0000025694
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2905 JODY LN, OCEANSIDE, CA 92056-4353
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 JODY LN, OCEANSIDE, CA 92056-4353

Mortgage

Document Number	0000262709
Date	Sep 22, 2025
Instrument	2025-0262709

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 21, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2905 JODY LN, OCEANSIDE, CA 92056-4353
Transaction Type	Mortgage
Record Updated	Dec 25, 2023
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 JODY LN, OCEANSIDE, CA 92056-4353

Mortgage

Document Number	0000343809
Date	Dec 14, 2023
Instrument	2023-0343809

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2022
Property Address	2905 JODY LN, OCEANSIDE, CA 92056-4353
Document Number	0000088743
Map Reference	MAP 5361
Instrument Date	Feb 10, 2022
Instrument	2022-0088743
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2905 JODY LN, OCEANSIDE, CA 92056-4353

Mortgage

Document Number	0000088744
Date	Feb 28, 2022
Instrument	2022-0088744

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

January 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 18, 2022
Property Address	2905 JODY LN, OCEANSIDE, CA 92056-4353
Document Number	0000025694
Map Reference	MAP 530
Instrument Date	Jan 13, 2022
Instrument	2022-0025694
Transaction Type	Transfer
Record Updated	Jan 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 JODY LN, OCEANSIDE, CA 92056-4353

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 20, 2022
Property Address	2905 JODY LN, OCEANSIDE, CA 92056-4353
Document Number	0000030324
Map Reference	MAP 5361
Instrument Date	Jan 13, 2022
Instrument	2022-0030324
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2905 JODY LN, OCEANSIDE, CA 92056-4353

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 20, 2022
Property Address	2905 JODY LN, OCEANSIDE, CA 92056-4353
Document Number	0000030323
Map Reference	MAP 5361
Instrument Date	Jan 13, 2022
Instrument	2022-0030323
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 JODY LN, OCEANSIDE, CA 92056-4353

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2905 JODY LN, OCEANSIDE, CA 92056-4353
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 JODY LN, OCEANSIDE, CA 92056-4353

Mortgage

Document Number	0000409008
Date	Jun 1, 2021
Instrument	2021-0409008

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2905 JODY LN, OCEANSIDE, CA 92056-4353
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000298439
Date	Jul 23, 2019
Instrument	2019-0298439

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2905 JODY LN, OCEANSIDE, CA 92056-4353
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000204429
Date	Apr 22, 2020
Instrument	2020-0204429

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 2, 2018
Property Address	2905 JODY LN, OCEANSIDE, CA 92056-4353
Document Number	0000084246
Instrument Date	Jan 10, 2018
Instrument	84246
Transaction Type	Transfer
Record Updated	Mar 9, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$498.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2905 JODY LN OCEANSIDE CA 920564353, OCEANSIDE, CA 92056-4353

Mortgage

Document Number	84247
Date	Mar 2, 2018
Instrument	84247

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$681,932 (+2%) Land $541,216 Building $140,716
2025	$7,525.00 (+6.06%) Homeowner's exemption	$668,561 (+4.04%) Land $530,604 Building $137,957
2024	$7,095.00 (+2.48%)
2023	$6,923.00 (+28.37%) Homeowner's exemption	$642,600 Land $510,000 Building $132,600
2022	$5,393.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, GeoLinks, T-Mobile.

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