2905 Grace St, Winchester, VA 22601 Property Records

Winchester City property record for 2905 Grace St, Winchester, VA 22601

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,536 sqft · built 2018
Lot Size0.23 acres (9,997 sqft)
OwnerIndividual Name on File
Last Sale$278,600 (Oct 2018)
Tax Bill$3,376 (2026)
Deeds & MortgagesMar 2021 Mortgage
Feb 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN311-05-126

Property Details

APN / Parcel Number

Primary APN311-05-126
Alternative APNs
  • 396
  • 478

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,536 sqft Living Area
1st Floor Area1,104 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2024
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,997 sqft (0.23 acres)
Lot Dimensions200 ft deep x 50 ft wide
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchSlab
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number396
Street Address2905 GRACE ST
CityWINCHESTER
StateVA
Zip22601-4220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMR
Legal DescriptionC D DYE SD L-126 W S 2905 GRACE STREET
Legal SubdivisionC D DYE
Legal Lot Number126
JurisdictionWINCHESTER CITY VA
Township / Civil DivisionWINCHESTER
Census Block Group4
Census Block4015
Census Tract302

Owner

2905 Grace St is owned and occupied by an individual who acquired it in February 2019.

Source: Winchester City records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address2905 GRACE ST, WINCHESTER, VA 22601-4220
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Feb 25, 2019Correction Deed
Oct 2, 2018Bargain and Sale Deed, Transfer · Conventional Mortgage
BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2018 · Amount on File
Deed SaleOct 2, 2018 · Amount on File
Deed Document Number20182142
Last Transfer DateFeb 22, 2019
Transfer Doc0000000331
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER CITY VA
Property Address2905 GRACE ST, WINCHESTER, VA 22601-4220
Transaction TypeMortgage
Record UpdatedApr 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210001005
DateMar 29, 2021
Instrument210001005
Lender
NameTRUIST BANK
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueApr 1, 2041

February 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionWINCHESTER CITY VA
Recording DateFeb 25, 2019
Property Address2905 GRACE ST, WINCHESTER, VA 22601-4220
Document Number190000331
Map ReferenceDD 215 PG 462
Instrument DateFeb 22, 2019
Instrument190000331
Record UpdatedJun 8, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 W JUBAL EARLY DR, WINCHESTER, VA 22601-6434
InvestorPossibly a Property Investor

October 2018: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWINCHESTER CITY VA
Recording DateOct 2, 2018
Property Address2905 GRACE ST, WINCHESTER, VA 22601-4220
Document Number180002142
Map ReferenceDD 215 PG 462
Instrument DateOct 2, 2018
Instrument180002142
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanyCOMMONWEALTH LAND TITLE KS, COMMONWEALTH LAND TITLE INSU

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$279.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2905 GRACE ST, WINCHESTER, VA 22601-4220

Mortgage

Document Number180002143
DateOct 2, 2018
Instrument180002143
Lender
NameBRANCH BANKING AND TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2905 Grace St was $3,376.

Source: Winchester City assessment roll, as of June 18, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWinchester City
Unified School DistrictWinchester City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,376.00$424,600 Land $45,000 Building $379,600
2025$3,376.00$424,600 Land $45,000 Building $379,600
2023$3,070.00 (+1%)$369,900 Land $45,000 Building $324,900$369,900 Land $45,000 Building $324,900
2022$2,791.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2905 Grace St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims2 (1988–2018)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2905 Grace St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREDERICK WATER
serves 46,206 people · EPA ID VA2069250
Water SourceSurface water
Last State InspectionFeb 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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