2905 Golf Rd, Joliet, IL 60432 Property Records

Will County property record for 2905 Golf Rd, Joliet, IL 60432

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,099 sqft)
Owner	2 Trust Names on File
Last Sale	$200,000 (Jun 2016)
Deeds & Mortgages	Jul 2026 Sale Jun 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-08-06-403-010`

Property Details

APN / Parcel Number

Primary APN	`15-08-06-403-010`

Exterior

Lot Area	8,099 sqft (0.19 acres)

Location & Zoning

Street Address	2905 GOLF RD
City	JOLIET
State	IL
Zip	60432-0711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 112 IN BEE DEE HIGHLANDS SUB. UNIT 2, A SUB OF PRT OF THE E1/2 SE1/4 IN SEC. 6 T35N-R11E.
Legal Range	11E
Legal Township	35N
Legal Section	06
Legal Subdivision	BEE DEE HIGHLANDS UNIT 2
Legal Lot Number	112
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	NEW LENOX
Census Block Group	2
Census Block	2014
Census Tract	881108

Owner

2905 Golf Rd is held in a trust since June 2016.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	21253 2905 GOLF RD, JOLIET, IL
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 12, 2026	Deed of Trust, Mortgage · VA Mortgage ATLANTIC CAPITAL FUNDING LLC
Sep 24, 2025	Deed of Trust, Mortgage · VA Mortgage LENDING FORCE LLC
Apr 6, 2022	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jun 17, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2016 · Amount on File
Deed Sale	Jun 3, 2016 · Amount on File
Prior Sale	Jan 11, 2002 · Amount on File
Deed Document Number	201640923
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WILL IL
Recording Date	Jul 22, 2026
Property Address	2905 GOLF RD, JOLIET, IL 60432-0711
Document Number	0000045043
Instrument Date	Jul 15, 2026
Instrument	202645043
Transaction Type	Transfer
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	Jun 12, 2026
Property Address	2905 GOLF RD, JOLIET, IL 60432-0711
Document Number	0000035603
Instrument Date	May 30, 2026
Instrument	202635603
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	2905 GOLF RD, JOLIET, IL 60432-0711
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035603,
Date	Jun 12, 2026
Instrument	202635603

Lender

Name	ATLANTIC CAPITAL FUNDING LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	5.5%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2905 GOLF RD, JOLIET, IL 60432-0711
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 GOLF RD, JOLIET, IL 60432-0711
Investor	Possibly a Property Investor

Mortgage

Document Number	0000053245
Date	Sep 24, 2025
Instrument	R2025053245

Lender

Name	LENDING FORCE LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.75%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2905 GOLF RD, JOLIET, IL 60432-0711
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028520
Date	Apr 6, 2022
Instrument	R2022028520

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2905 GOLF RD, JOLIET, IL 60432-0711
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067188
Date	Jun 17, 2021
Instrument	R2021067188

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	New Lenox Township
Municipality	Joliet City
Secondary School District	Joliet Township High School District 204 (09 - 12)
Elementary School District	New Lenox School District 122 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$94,083 (+6.9%) Land $27,901 Building $66,182	$282,249 (+6.9%) Land $83,703 Building $198,546
2024		$88,010 Land $26,100 Building $61,910	$264,030 Land $78,300 Building $185,730
2022	Homeowner's exemption Senior Citizen's exemption	$73,909 Land $21,918 Building $51,991	$221,727 Land $65,754 Building $155,973

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2905 Golf Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1981–2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2905 Golf Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T.

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