2905 Florence Dr, Gainesville, GA 30504 Property Records

Hall County property record for 2905 Florence Dr, Gainesville, GA 30504

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 984 sqft · built 1997
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (May 2026)
Tax Bill	$1,154 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-015B-000-029`

Property Details

APN / Parcel Number

Primary APN	`08-015B-000-029`
Alternative APN	`11944`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	984 sqft Heated Area
1st Floor Area	984 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mansion
Exterior Material	Stucco
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	871 sqft (0.02 acres)
Porch	Slab
Porch Area	208 sqft
Utility Building	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11944
Street Address	2905 FLORENCE DR
City	GAINESVILLE
State	GA
Zip	30504-5672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O-I
Legal Description	RICHMOND GARDENS UNIT 2905
Legal Subdivision	RICHMOND GARDENS
Legal Unit	2905
Jurisdiction	HALL GA
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1011
Census Tract	1005

Owner

2905 Florence Dr is owned and occupied by an individual who bought it in May 2026.

Source: Hall County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	2905 FLORENCE DR, GAINESVILLE, GA 30504-5672
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Limited Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jul 1, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on File
Deed Sale	May 12, 2026 · Amount on File
Prior Sale	Jun 27, 2019 · Amount on File
Deed Book / Page	9855 / 673
Prior Transfer Date	Nov 18, 2011
Prior Transfer Doc	0069170351
Record Updated	Oct 29, 2026

May 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HALL GA
Recording Date	May 12, 2026
Property Address	2905 FLORENCE DR, GAINESVILLE, GA 30504-5672
Document Number	0098550673
Book / Page	9855 / 673
Instrument Date	Apr 30, 2026
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 FLORENCE DR, GAINESVILLE, GA 30504-5672

Mortgage

Document Number	9855000674,
Date	May 12, 2026
Book Page	9855/674

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	Jul 1, 2019
Property Address	2905 FLORENCE DR, GAINESVILLE, GA 30504-5672
Document Number	0082900001
Book / Page	008290 / 000001
Instrument Date	Jun 27, 2019
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 FLORENCE DR GAINESVILLE GA 305045672, GAINESVILLE, GA 30504-5672

Mortgage

Document Number	82900002
Date	Jul 1, 2019
Book Page	008290/000002

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2905 Florence Dr was $1,154 with a homeowner's exemption, up 7.1% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Municipality	Gainesville City
Unified School District	Gainesville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,154.00 (+7.15%) Homeowner's exemption	$93,400 (+1.17%) Land $10,000 Building $83,400	$233,500 (+1.17%) Land $25,000 Building $208,500
2025	$1,077.00 Homeowner's exemption	$92,320 Land $10,000 Building $82,320	$230,800 Land $25,000 Building $205,800
2023	$2,209.00 (+102.66%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$84,400 (+25.67%) Land $10,000 Building $74,400	$211,000 (+25.67%) Land $25,000 Building $186,000
2022	$1,090.00	$67,160 Land $10,000 Building $57,160	$167,900 Land $25,000 Building $142,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2905 Florence Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2905 Florence Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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