2905 Eagle Trace Ter, Richmond, VA 23223 Property Records

Henrico County property record for 2905 Eagle Trace Ter, Richmond, VA 23223

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,160 sqft · built 1994
Lot Size0.28 acres (12,219 sqft)
OwnerIndividual Name on Record
Last Sale$189,900 (Sep 2018)
Tax Bill$2,462 (2026)
Deeds & MortgagesApr 2022 Second Mortgage
Sep 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN807-737-0843

Property Details

APN / Parcel Number

Primary APN807-737-0843
Alternative APN
  • BO1027702

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories3 Stories
Building Area1,160 sqft Living Area
Gross Area1,972 sqft
1st Floor Area1,104 sqft
Basement Area624 sqft
Finished Basement624 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area12,219 sqft (0.28 acres)
Deck Area188 sqft
Patio Area184 sqft
Balcony Area56 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account NumberBO1027702
Street Address2905 EAGLE TRACE TER
CityRICHMOND
StateVA
Zip23223-1188
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3AC
Legal Description0119070000B 0034; RIVER BLUFFS BL B LT 34 7 A1 8
Legal SubdivisionRIVER BLUFFS
Legal Lot Number7,34
JurisdictionHENRICO VA
Township / Civil DivisionFAIRFIELD
Census Block Group4
Census Block4015
Census Tract201001

Owner

Source: Henrico County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2905 EAGLE TRACE TER, RICHMOND, VA 23223-1188
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Sep 4, 2018Special Warranty Deed, Transfer · Commercial Mortgage
GEORGE MASON MORTGAGE LLC
Mar 28, 2018Court-Ordered Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2018 · Amount on Record
Deed SaleSep 4, 2018 · Amount on Record
Prior SaleMar 28, 2018 · Amount on Record
Deed Document Number201827766
Deed Book / Page5777 / 559
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRICO VA
Property Address2905 EAGLE TRACE TER, RICHMOND, VA 23223-1188
Transaction TypeMortgage
Record UpdatedMay 7, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0063632142
DateApr 19, 2022
Book Page6363/2142
Instrument202200014553
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052
Interest
Rate TypeFixed Rate

September 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHENRICO VA
Recording DateSep 4, 2018
Property Address2905 EAGLE TRACE TER, RICHMOND, VA 23223-1188
Document Number5777559
Book / Page5777 / 559
Instrument DateJul 13, 2018
Instrument201800027766
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanySERVICELINK LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2905 EAGLE TRACE TER, RICHMOND, VA 23223-1188

Mortgage

Document Number201800027767
DateSep 4, 2018
Instrument201800027767
Lender
NameGEORGE MASON MORTGAGE LLC
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

March 2018: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionHENRICO VA
Recording DateMar 28, 2018
Property Address2905 EAGLE TRACE TER, RICHMOND, VA 23223-1188
Document Number57221903
Book / Page005722 / 001903
Instrument DateMar 27, 2018
Instrument8980
Transaction TypeForeclosure
Record UpdatedApr 28, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$175.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address2905 EAGLE TRACE TER RICHMOND VA 232231188, RICHMOND, VA 23223-1188

Tax Assessment & Valuation

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyHenrico County
Unified School DistrictHenrico County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,462.00 (+31.59%)$296,700 (+21%) Land $55,000 Building $241,700$296,700 (+21%) Land $55,000 Building $241,700
2025$245,200 (+11.35%) Land $45,000 Building $200,200$245,200 (+11.35%) Land $45,000 Building $200,200
2023$1,871.00$220,200 Land $45,000 Building $175,200$220,200 Land $45,000 Building $175,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENRICO COUNTY WATER SYSTEM
serves 330,000 people · EPA ID VA4087125
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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