2905 E Porter Ave, Des Moines, IA 50320 Property Records

Polk County property record for 2905 E Porter Ave, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,948 sqft · built 2000
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$173,500 (May 2012)
Tax Bill	$5,160 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120/01300-931-000`

Property Details

APN / Parcel Number

Primary APN	`120/01300-931-000`
Alternative APN	`782425280005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,948 sqft Living Area
Gross Area	2,946 sqft
1st Floor Area	838 sqft
Upper Floors Area	830 sqft
Basement Area	838 sqft
Finished Basement	280 sqft
Unfinished Basement	558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	50 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2905 E PORTER AVE
City	DES MOINES
State	IA
Zip	50320-2152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 31 EASTER LAKE ESTATES PLAT 5
Legal Subdivision	EASTER LAKE ESTATES PLAT 5
Legal Lot Number	31
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2026
Census Tract	10805

Owner

Source: Polk County records, as of April 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2905 E PORTER AVE, DES MOINES, IA 50320-2152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CREDIT UNION
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU
May 2, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2012 · Amount on File
Deed Sale	May 16, 2012 · Amount on File
Prior Sale	Dec 1, 2008 · Amount on File
Deed Document Number	201288155
Deed Book / Page	14273 / 642
Prior Transfer Date	May 12, 2012
Prior Transfer Doc	0000097276
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Apr 16, 2026
Property Address	2905 E PORTER AVE, DES MOINES, IA 50320-2152
Document Number	0000021224
Book / Page	20485 / 258
Instrument Date	Apr 15, 2026
Instrument	202621224
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2905 E PORTER AVE, DES MOINES, IA 50320-2152

Mortgage

Document Number	0000021224,
Date	Apr 16, 2026
Book Page	20485/258
Instrument	202621224

Lender

Name	COMMUNITY CHOICE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2905 E PORTER AVE, DES MOINES, IA 50320-2152
Document Number	0000109461
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2905 E PORTER AVE DES MOINES IA 503202152, DES MOINES, IA 50320-2152

Mortgage

Document Number	0000109461
Date	Jun 17, 2020
Book Page	017895/000242
Instrument	109461

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	CLIVE, IA 50325

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 16, 2030

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2905 E PORTER AVE, DES MOINES, IA 50320-2152
Document Number	0000084532
Instrument Date	May 2, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000084532
Date	May 3, 2018
Book Page	016907/000001
Instrument	84532

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 2, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$297,100 (+8.91%) Land $56,800 Building $240,300	$297,100 (+8.91%) Land $56,800 Building $240,300
2024	$5,160.00 (+0.58%)
2023		$272,800 Land $51,600 Building $221,200	$272,800 Land $51,600 Building $221,200
2020	$5,130.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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