San Bernardino County property record for 2905 E Penny Ln, Ontario, CA 91761
| Property Type | Planned Unit Development |
|---|---|
| Details | 3 bd · 2.5 ba · 2,479 sqft · built 2020 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $564,000 (Mar 2020) |
| Tax Bill | $10,897 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 0218-414-20-0000 |
| Primary APN | 0218-414-20-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,479 sqft Living Area |
| Gross Area | 3,112 sqft |
| 1st Floor Area | 1,633 sqft |
| 2nd Floor Area | 846 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 5,998 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 633 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2905 E PENNY LN |
|---|---|
| City | ONTARIO |
| State | CA |
| Zip | 91761-3901 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | TRACT 20012 LOT 40 BOOK 351 PAGE 82 AND INTEREST IN COMMON AREA AS DESCRIBED PER TRACT 20012 |
| Legal Subdivision | TRACT NO 20012 |
| Legal Tract | 20012 |
| Legal Block | 2 |
| Legal Lot Number | 40 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 1906 |
2905 E Penny Ln, a planned unit development, is owned and occupied by an individual who acquired it in November 2020.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2905 E PENNY LN, ONTARIO, CA 91761-3901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ONY GLO INC |
| Feb 26, 2020 | Deed of Trust, Mortgage EAGLE HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2020 · Amount on File |
| Deed Sale | Mar 24, 2020 · Amount on File |
| Deed Document Number | 2020104743 |
| Last Transfer Date | Nov 2, 2020 |
| Transfer Doc | 0000484819 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 2905 E PENNY LN, ONTARIO, CA 91761-3901 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | FIDELITY NATL TTL ORANGE CNT |
| Name | Verified Name |
|---|---|
| Address | 2905 E PENNY LN, ONTARIO, CA 91761-3901 |
| Document Number | 0000521202 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 2020-0521202 |
| Name | ONY GLO INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 2905 E PENNY LN, ONTARIO, CA 91761-3901 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2020 |
| Title Company | CALATLANTIC TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 2905 E PENNY LN ONTARIO CA 917613901, ONTARIO, CA 91761-3901 |
| Document Number | 104744 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 104744 |
| Name | EAGLE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172-3139 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 23, 2050 |
The 2025 property tax bill for 2905 E Penny Ln was $10,897 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Ontario City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Mountain View Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $628,725 (+2%) Land $223,104 Building $405,621 | |
| 2025 | $10,897.00 Homeowner's exemption | $616,397 Land $218,729 Building $397,668 |
| 2023 | $10,395.00 (+0.85%) Homeowner's exemption | $592,461 Land $210,235 Building $382,226 |
| 2022 | $10,307.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2905 E Penny Ln in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2905 E Penny Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 71% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Inyo Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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