2905 E 98th Ave, Tampa, FL 33612 Property Records

Hillsborough County property record for 2905 E 98th Ave, Tampa, FL 33612

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,014 sqft · built 1958
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Dec 2023)
Tax Bill	$3,425 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Oct 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`147490-0000`

Property Details

APN / Parcel Number

Primary APN	`147490-0000`
Alternative APN	`A20281945V000009000190`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,014 sqft Living Area
Gross Area	1,298 sqft
1st Floor Area	1,014 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2005
Architectural Style	Mansion
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	106 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	165 sqft
Carport	Carport
Carport Area	165 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	625 sqft
Patio Area	414 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1474900000
Street Address	2905 E 98TH AVE
City	TAMPA
State	FL
Zip	33612-8437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-60
Legal Description	LAUREL TERRACE LOTS 19 AND 20 BLOCK 9
Legal Range	19E
Legal Township	28S
Legal Section	20
Legal Subdivision	LAUREL TERRACE
Legal Tract	45V
Legal Block	9
Legal Lot Number	19
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	2
Census Block	2007
Census Tract	302

Owner

2905 E 98th Ave is owned and occupied by an individual who bought it in December 2023.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	2905 E 98TH AVE, TAMPA, FL 33612-8437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Oct 24, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 10, 2023	Warranty Deed, Transfer · Second Mortgage (Down Payment) COASTAL EQUITY GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2023 · Amount on File
Deed Sale	Dec 15, 2023 · Amount on File
Prior Sale	Jul 10, 2023 · Amount on File
Deed Document Number	2023567774
Prior Transfer Date	Oct 18, 2023
Prior Transfer Doc	0000484949
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Dec 15, 2023
Property Address	2905 E 98TH AVE, TAMPA, FL 33612-8437
Document Number	0000567774
Map Reference	MB 17 PG 12
Instrument Date	Dec 13, 2023
Instrument	2023567774
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	INVESTMENT TITLE/FL LLC, INVESTMENT TITLE OF FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12094 ANDERSON RD, TAMPA, FL 33625-5682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 E 98TH AVE, TAMPA, FL 33612-8437

Mortgage

Document Number	0000567775
Date	Dec 15, 2023
Instrument	2023567775

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 24, 2023
Property Address	2905 E 98TH AVE, TAMPA, FL 33612-8437
Document Number	0000484949
Map Reference	MB 17 PG 12
Instrument Date	Oct 18, 2023
Instrument	2023484949
Transaction Type	Transfer
Record Updated	Jan 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12094 ANDERSON RD # 302, 302, TAMPA, FL 33625-5682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12094 ANDERSON RD # 302, 302, TAMPA, FL 33625-5682

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 10, 2023
Property Address	2905 E 98TH AVE, TAMPA, FL 33612-8437
Document Number	0000299963
Map Reference	MB 17 PG 12
Instrument Date	Jul 7, 2023
Instrument	2023299963
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12094 ANDERSON RD # 302, 302, TAMPA, FL 33625-5682

Mortgage

Document Number	0000299964
Date	Jul 10, 2023
Instrument	2023299964

Lender

Name	COASTAL EQUITY GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	13 Months
Due	Aug 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 2905 E 98th Ave was $3,425 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Tampa City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,721 (+1.85%) Land $50,880 Building $162,841	$213,721 (+1.85%) Land $50,880 Building $162,841
2025	$3,425.00 Homeowner's exemption	$209,848 Land $50,880 Building $158,968	$209,848 Land $50,880 Building $158,968
2023	$453.00 (+80.48%) Homeowner's exemption	$39,694 (+36.19%)	$138,773 (+13.87%) Land $47,700 Building $91,073
2022	$251.00 Homeowner's exemption	$29,146	$121,875 Land $41,340 Building $80,535

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2905 E 98th Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	8 (2014–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2905 E 98th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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