2905 Crystal Ann Dr, Temple, TX 76502 Property Records

Bell County property record for 2905 Crystal Ann Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,293 sqft · built 2016
Lot Size	0.185 acres (8,059 sqft)
Owner	Individual Name on File
Last Sale	$227,500 (Sep 2020)
Tax Bill	$3,719 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0129487011`

Property Details

APN / Parcel Number

Primary APN	`0129487011`
Alternative APNs	`459900` `831213`

Interior

Stories	1 Story
Building Area	2,293 sqft Living Area
1st Floor Area	2,293 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,059 sqft (0.185 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	172 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	2905 CRYSTAL ANN DR
City	TEMPLE
State	TX
Zip	76502-5782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PLAINS AT RIVERSIDE PHASE I, BLOCK 001, LOT 0014, 0.185AC
Legal Subdivision	THE PLAINS AT RIVERSIDE PHASE I
Legal Block	1
Legal Lot Number	14
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1043
Census Tract	20301

Owner

2905 Crystal Ann Dr is owned and occupied by an individual who acquired it in September 2025.

Source: Bell County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	2905 CRYSTAL ANN DR, TEMPLE, TX 76502-5782
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 10, 2017	Vendor's Lien, Subdivision Related Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2020 · Amount on File
Deed Sale	Sep 16, 2020 · Amount on File
Prior Sale	Aug 10, 2017 · Amount on File
Deed Document Number	202049662
Last Transfer Date	Sep 5, 2025
Transfer Doc	0000043627
Record Updated	Oct 29, 2026

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 16, 2020
Property Address	2905 CRYSTAL ANN DR, TEMPLE, TX 76502-5782
Document Number	0000049662
Map Reference	DOC 2014P PG 155
Instrument Date	Sep 15, 2020
Instrument	2020-00049662
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12013 LAGO TERRA BLVD, 12013, BELTON, TX 76513-7546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 CRYSTAL ANN DR, TEMPLE, TX 76502-5782

Mortgage

Document Number	0000049663
Date	Sep 16, 2020
Instrument	2020-00049663

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

August 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 10, 2017
Property Address	2905 CRYSTAL ANN DR, TEMPLE, TX 76502-5782
Document Number	0000033544
Map Reference	PL135
Instrument Date	Aug 8, 2017
Instrument	2017-00033544
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 70, 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 CRYSTAL ANN DR, TEMPLE, TX 76502-5782

Mortgage

Document Number	0000033545
Date	Aug 10, 2017
Instrument	2017-00033545

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2905 Crystal Ann Dr was $3,719 with exemptions applied.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,719.00	$356,068	$378,020 Land $46,000 Building $332,020
2023	$4,751.00 (-20.91%) Homeowner's exemption Senior Citizen's exemption	$385,754 Land $46,000 Building $339,754	$385,754 Land $46,000 Building $339,754
2022	$6,007.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2905 Crystal Ann Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2905 Crystal Ann Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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