2905 Congress Ave, Lincoln, CA 95648 Property Records

Placer County property record for 2905 Congress Ave, Lincoln, CA 95648

Property Summary

Property Type	Residential Vacant Land
Owner	Company Name on Record
Tax Bill	$3,810 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021-890-044-000`

Property Details

APN / Parcel Number

Primary APN	`021-890-044-000`

Location & Zoning

Street Address	2905 CONGRESS AVE
City	LINCOLN
State	CA
Zip	95648-6349
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 82 INDEPENDENCE AT LINCOLN UNIT NO.5 MOR GG-04
Legal Lot Number	82
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2002
Census Tract	23900

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	201 CREEKSIDE RIDGE CT, 270, ROSEVILLE, CA 95678-3577
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LEWIS LAND DEVELOPERS LLC
Oct 17, 2022	Grant Deed, Transfer · Commercial Mortgage LEWIS LAND DEVELOPERS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2905 CONGRESS AVE, LINCOLN, CA 95648-6349
Transaction Type	Mortgage
Record Updated	Oct 11, 2023
Title Company	US FIDELITY TITLE COMPANY, FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000051651
Date	Sep 27, 2023
Instrument	2023-0051651

Lender

Name	LEWIS LAND DEVELOPERS LLC
Type	Non-Lending Institution
Address	UPLAND, CA 91785

Agreement

Type	Stand-Alone Second Mortgage

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Oct 17, 2022
Property Address	2905 CONGRESS AVE, LINCOLN, CA 95648-6349
Document Number	0000077727
Map Reference	MB GG PG 12
Instrument Date	Oct 14, 2022
Instrument	2022-0077727
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18575 JAMBOREE RD STE 350, 350, IRVINE, CA 92612-2551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3161 MICHELSON DR STE 1500, 1500, IRVINE, CA 92612-4414
Investor	Possibly a Property Investor

Mortgage

Document Number	0000077729
Date	Oct 17, 2022
Instrument	2022-0077729

Lender

Name	LEWIS LAND DEVELOPERS LLC
Type	Non-Lending Institution
Address	UPLAND, CA 91785

Agreement

Type	Commercial Mortgage

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$185,496 (+2%) Land $185,496
2025	$3,810.00 (+1.44%)	$181,859 (+4.04%) Land $181,859
2023	$3,756.00	$174,799 Land $174,799

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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