2905 Colonial Cir, Kinston, NC 28504 Property Records

Lenoir County property record for 2905 Colonial Cir, Kinston, NC 28504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,948 sqft · built 1979
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jun 2022)
Tax Bill	$3,064 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`451611655451`

Property Details

APN / Parcel Number

Primary APN	`451611655451`
Alternative APN	`11303`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,948 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1982
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	454 ft deep x 66.6 ft wide
Garage Type	Carport
Garage Area	338 sqft
Carport	Carport
Carport Area	338 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	33 sqft
Deck Area	408 sqft
Patio Area	408 sqft
Utility Building	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2905 COLONIAL CIR
City	KINSTON
State	NC
Zip	28504-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA8
Legal Description	2905 COLONIAL CR LOT 7B 2905 COLONIAL CR
Legal Subdivision	SHERWOOD FOREST
Legal Lot Number	7B
Jurisdiction	LENOIR NC
Township / Civil Division	KINSTON
Census Block Group	2
Census Block	2027
Census Tract	10800

Owner

2905 Colonial Cir is owned and occupied by two individuals who bought it in June 2022.

Source: Lenoir County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2905 COLONIAL CIR, KINSTON, NC 28504-1302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Sep 29, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2022 · Amount on File
Deed Sale	Jun 9, 2022 · Amount on File
Prior Sale	Sep 29, 2021 · Amount on File
Deed Book / Page	1958 / 380
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENOIR NC
Recording Date	Jun 9, 2022
Property Address	2905 COLONIAL CIR, KINSTON, NC 28504-1302
Document Number	0019580380
Book / Page	1958 / 380
Map Reference	MB 15 PG 45
Instrument Date	Jun 6, 2022
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1545 GOOSE RD, 1545, ROBERSONVILLE, NC 27871-8931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 COLONIAL CIR, KINSTON, NC 28504-1302

Mortgage

Document Number	0001958383
Date	Jun 9, 2022
Instrument	1958/383

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENOIR NC
Recording Date	Sep 29, 2021
Property Address	2905 COLONIAL CIR, KINSTON, NC 28504-1302
Document Number	0019310231
Book / Page	1931 / 231
Map Reference	MB 15 PG 45
Instrument Date	Sep 27, 2021
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$349.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2905 COLONIAL CIR, 2905, KINSTON, NC 28504-1302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 OAKMONT DR, GREENVILLE, NC 27858-5949

Mortgage

Document Number	0001931236
Date	Sep 29, 2021
Instrument	1931/236

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Oct 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

The 2026 property tax bill for 2905 Colonial Cir was $3,064, down 2.9% from the year before.

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Municipality	Kinston City
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,064.00 (-2.85%)	$224,527 (-) Land $30,792 Building $193,735	$224,527 (-) Land $30,792 Building $193,735
2025	$3,154.00	$224,527 Land $30,792 Building $193,735	$224,527 Land $30,792 Building $193,735
2023	$1,528.00	$94,669 Land $20,000 Building $74,669	$94,669 Land $20,000 Building $74,669

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2905 Colonial Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	49 (1996–2020)
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 5 claims Hurricane Matthew, Oct 2016 · 21 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2905 Colonial Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KINSTON serves 27,475 people · EPA ID NC0454010
Water Source	Purchased surface water from NEUSE REGIONAL WTR & SWR AUTH
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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