2905 Central Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 2905 Central Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,312 sqft · built 1967
Lot Size	1.54 acres (67,383 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,198 (2026)
Deeds & Mortgages	Feb 2024 Sale Aug 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-112807`

Property Details

APN / Parcel Number

Primary APN	`07-112807`
Alternative APNs	`7112807` `112807`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,312 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Metal
Lot Area	67,383 sqft (1.54 acres)
Garage Type	Attached
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	544 sqft
Porch	Slab
Porch Area	334 sqft
Deck Area	240 sqft
Shed	1 Shed
Shed Area	1,344 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	112807
Street Address	2905 CENTRAL RD
City	CAMBRIDGE
State	MD
Zip	21613-3418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	IMPS LOT 67,383 SQ W/S BUCKTOWN ROAD OAK HILL-CAMBRIDGE
Legal Subdivision	OAK HILL DEV EXT
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	1
Census Block	1037
Census Tract	970702

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2905 CENTRAL RD, CAMBRIDGE, MD 21613-3418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed, Transfer
Aug 25, 2023	Intrafamily Transfer, Transfer
Jun 30, 2021	Intrafamily Transfer, Transfer
Nov 27, 2019	Deed of Trust, Mortgage · Line of Credit 1880 BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 12, 2024
Transfer Doc	0018600282
Record Updated	Oct 29, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Feb 21, 2024
Property Address	2905 CENTRAL RD, CAMBRIDGE, MD 21613-3418
Document Number	0018600282
Book / Page	1860 / 282
Map Reference	LB 64 FO 111
Instrument Date	Feb 12, 2024
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 CENTRAL RD, CAMBRIDGE, MD 21613-3418

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER MD
Recording Date	Aug 25, 2023
Property Address	2905 CENTRAL RD, CAMBRIDGE, MD 21613-3418
Document Number	0018300219
Book / Page	1830 / 219
Instrument Date	Aug 24, 2023
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2905 CENTRAL RD, CAMBRIDGE, MD 21613-3418

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER MD
Recording Date	Jun 30, 2021
Property Address	2905 CENTRAL RD, CAMBRIDGE, MD 21613-3418
Document Number	0016630006
Book / Page	1663 / 6
Map Reference	LB 64 FO 111
Instrument Date	Jun 29, 2021
Transaction Type	Transfer
Record Updated	Jul 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2905 CENTRAL RD, CAMBRIDGE, MD 21613-3418

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	2905 CENTRAL RD, CAMBRIDGE, MD 21613-3418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015500390
Date	Nov 27, 2019
Book Page	1550/390

Lender

Name	1880 BANK
Type	Bank
Address	CAMBRIDGE, MD 21613

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,198.00 (+25.01%) Homeowner's exemption	$279,800 (+3.06%)	$296,400 (+9.17%) Land $32,800 Building $263,600
2025	$4,158.00 (-6.41%) Homeowner's exemption	$271,500 (+11.71%) Land $32,800 Building $238,700	$271,500 (-) Land $32,800 Building $238,700
2023	$4,443.00 Homeowner's exemption	$243,033	$271,500 Land $32,800 Building $238,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2003–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 83% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35

May also be available: Bay Country Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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