2905 Carmella Way, Modesto, CA 95355 Property Records

Stanislaus County property record for 2905 Carmella Way, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,242 sqft · built 1988
Lot Size	0.143 acres (6,243 sqft)
Owner	2 Company Names on Record
Last Sale	$550,000 (Sep 2023)
Tax Bill	$6,297 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077-028-053-000`

Property Details

APN / Parcel Number

Primary APN	`077-028-053-000`
Alternative APNs	`0772853000` `0772853`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,242 sqft Living Area
Gross Area	1,982 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	6,243 sqft (0.143 acres)
View / Lot	Cul-De-Sac
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2905 CARMELLA WAY
City	MODESTO
State	CA
Zip	95355-9137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT WOODS EAST BLK 11111 LOT 14
Legal Subdivision	WALNUT WOOD EAST
Legal Block	11111
Legal Lot Number	14
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1000
Census Tract	911

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2905 CARMELLA WAY, MODESTO, CA 95355-9137
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 1, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 3, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Deed Document Number	202341091
Prior Transfer Date	Aug 25, 2023
Prior Transfer Doc	0000041090
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2905 CARMELLA WAY, MODESTO, CA 95355-9137
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 CARMELLA WAY, MODESTO, CA 95355-9137

Mortgage

Document Number	0000000207
Date	Jan 5, 2026
Instrument	2026-0000207

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 1, 2023
Property Address	2905 CARMELLA WAY, MODESTO, CA 95355-9137
Document Number	0000041091
Map Reference	MB 31 PG 69
Instrument Date	Aug 21, 2023
Instrument	2023-0041091
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2905 CARMELLA WAY, MODESTO, CA 95355-9137

Mortgage

Document Number	0000041092
Date	Sep 1, 2023
Instrument	2023-0041092

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2905 CARMELLA WAY, MODESTO, CA 95355-9137
Document Number	0000058301
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2 9 0 5 CARMELLA WAY MODESTO CA 95355, MODESTO, CA 95355

Mortgage

Document Number	0000058301
Date	Aug 24, 2018
Instrument	58301

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,297.00 (+1.58%)	$572,220 (+2%) Land $234,090 Building $338,130
2025	$6,199.00 (+116.67%)	$561,000 (+111.41%) Land $229,500 Building $331,500
2023	$2,861.00 (+4.3%) Homeowner's exemption	$265,356 Land $60,699 Building $204,657
2022	$2,743.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 919 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies.

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