St. Louis County property record for 2905 Branch St, Duluth, MN 55812
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,914 sqft · built 1925 |
| Lot Size | 0.161 acres (7,029 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Jul 2019) |
| Tax Bill | $5,208 (2026) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2080-03410 |
| Primary APN | 010-2080-03410 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,914 sqft Gross Area |
| 1st Floor Area | 882 sqft |
| Basement Area | 375 sqft |
| Finished Basement | 375 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 7,029 sqft (0.161 acres) |
| Garage Area | 264 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 35 sqft |
| Deck Area | 132 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1074055 |
|---|---|
| Street Address | 2905 BRANCH ST |
| City | DULUTH |
| State | MN |
| Zip | 55812-2340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0015 BLOCK:024 SERIAL # |
| Legal Subdivision | HARRISONS DIV OF DULUTH |
| Legal Block | 24 |
| Legal Lot Number | 15 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 700 |
Source: St. Louis County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2905 BRANCH ST, DULUTH, MN 55812-2340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jul 16, 2019 | Warranty Deed, Transfer NORTH SHORE BK/COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2019 · Amount on Record |
| Deed Sale | Jul 16, 2019 · Amount on Record |
| Deed Document Number | 20191358738 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2905 BRANCH ST, DULUTH, MN 55812-2340 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001479072 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 1479072 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 16, 2019 |
| Property Address | 2905 BRANCH ST, DULUTH, MN 55812-2340 |
| Document Number | 00A1358738 |
| Instrument Date | Jul 15, 2019 |
| Instrument | A1358738 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,072.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2905 BRANCH ST DULUTH MN 558122340, DULUTH, MN 55812-2340 |
| Document Number | A1358739 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | A1358739 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 15, 2049 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,208.00 (-11.88%) Homeowner's exemption | ||
| 2025 | $5,910.00 (-1.1%) Homeowner's exemption | $397,100 (-9.23%) Land $77,900 Building $319,200 | $397,100 (-9.23%) Land $77,900 Building $319,200 |
| 2024 | $5,976.00 | $437,500 (+17.48%) Land $45,400 Building $392,100 | $437,500 (+17.48%) Land $45,400 Building $392,100 |
| 2022 | $372,400 Land $39,800 Building $332,600 | $372,400 Land $39,800 Building $332,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | May 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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