2905 Birch Rd, Homewood, IL 60430 Property Records

Cook County property record for 2905 Birch Rd, Homewood, IL 60430

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,105 sqft · built 1940
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on Record
Last Sale$133,500 (Jun 2018)
Tax Bill$4,860 (2023)
Deeds & MortgagesSep 2020 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-01-104-021

Property Details

APN / Parcel Number

Primary APN31-01-104-021
Alternative APN
  • 31-01-104-021-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,105 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleOld Style
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area15,000 sqft (0.344 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address2905 BIRCH RD
CityHOMEWOOD
StateIL
Zip60430-2810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range13E
Legal Township35N
Legal Section01
Legal SubdivisionHOMEWOOD GARDENS
JurisdictionCOOK IL
Township / Civil DivisionRICH
Census Block Group1
Census Block1009
Census Tract829800

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2905 BIRCH RD, HOMEWOOD, IL 60430-2810
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION HM MTG CORP
Jun 27, 2018Grant Deed, Transfer · Conventional with PMI
UNION HM MTG CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2018 · Amount on Record
Deed SaleJun 27, 2018 · Amount on Record
Prior SaleSep 28, 2012 · Amount on Record
Deed Document Number20188013
Prior Transfer DateSep 23, 2012
Prior Transfer Doc0000046166
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address2905 BIRCH RD, HOMEWOOD, IL 60430-2810
Document Number2032507366
Instrument DateSep 25, 2020
Transaction TypeMortgage
Record UpdatedDec 14, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2905 BIRCH RD HOMEWOOD IL 604302810, HOMEWOOD, IL 60430-2810

Mortgage

Document Number2032507366
DateNov 20, 2020
Instrument32507366
Lender
NameUNION HM MTG CORP
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 19, 2050
Interest
Rate TypeFixed Rate
Rate3.12%

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCOOK IL
Recording DateJun 27, 2018
Property Address2905 BIRCH RD, HOMEWOOD, IL 60430-2810
Document Number1817808013
Instrument DateJun 19, 2018
Instrument17808013
Transaction TypeTransfer
Record UpdatedJul 5, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$133.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2905 BIRCH RD HOMEWOOD IL 604302810, HOMEWOOD, IL 60430-2810

Mortgage

Document Number1817808014
DateJun 27, 2018
Instrument17808014
Lender
NameUNION HM MTG CORP
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 26, 2048
Interest
Rate TypeFixed Rate
Rate4.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionRich Township
MunicipalityHomewood Village
Elementary School DistrictFlossmoor School District 161 (PK - 08)
Secondary School DistrictHomewood-Flossmoor Community High School District 233 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,000 (+29.51%) Land $6,375 Building $9,625$160,000 (+29.51%) Land $63,750 Building $96,250
2023$4,860.00 (+10.86%)
2022$4,384.00 Homeowner's exemption$12,354 Land $4,500 Building $7,854$123,540 Land $45,000 Building $78,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims5 (1981–2009)
Claims Outside the SFHA4 of 5
Most Recent ClaimOct 2009 · other causes
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOMEWOOD
serves 19,463 people · EPA ID IL0311350
Water SourcePurchased surface water from CHICAGO HEIGHTS
Last State InspectionFeb 2025
Lead12 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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