Hamilton County property record for 2905 Belkay Ln, Cincinnati, OH 45237
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,068 sqft · built 1956 |
| Lot Size | 1.02 acres (44,518 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Jun 2015) |
| Tax Bill | $14,841 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 526-0060-0084-00 |
| Primary APN | 526-0060-0084-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,068 sqft Living Area |
| 1st Floor Area | 3,068 sqft |
| Basement Area | 2,522 sqft |
| Finished Basement | 1,558 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 44,518 sqft (1.02 acres) |
| Lot Dimensions | 213 ft deep x 212 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 182 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2905 BELKAY LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45237-2303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELKAY LA 212.60 X 213.04IRR PT LOT 6 BELKAY ACRES |
| Legal Subdivision | BELKAY ACRES |
| Legal Lot Number | 6 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | AMBERLEY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 23300 |
2905 Belkay Ln is owned and occupied by an individual who bought it in June 2015.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2905 BELKAY LN, CINCINNATI, OH 45237-2303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Nov 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Aug 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2015 · Amount on File |
| Deed Sale | Jun 10, 2015 · Amount on File |
| Prior Sale | Nov 3, 1993 |
| Deed Document Number | 15-059619 |
| Deed Book / Page | 12915 / 01304 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2905 BELKAY LN, CINCINNATI, OH 45237-2303 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003226 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 17-0093226 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2905 BELKAY LN, CINCINNATI, OH 45237-2303 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000102315 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 14048/00425 |
| Instrument | 2019-0102315 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2905 BELKAY LN, CINCINNATI, OH 45237-2303 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000041975 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 14389/82 |
| Instrument | 2021-0041975 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2905 BELKAY LN, CINCINNATI, OH 45237-2303 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000081879 |
|---|---|
| Date | Aug 24, 2022 |
| Book Page | 14737/395 |
| Instrument | 2022-0081879 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
The 2025 property tax bill for 2905 Belkay Ln was $14,841, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Amberley Village |
| County | Hamilton County |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,841.00 (+3.06%) | $245,802 (-) Land $40,695 Building $205,107 | |
| 2024 | $14,400.00 (-2.14%) | $245,802 (-) Land $40,695 Building $205,107 | |
| 2023 | $14,715.00 (-2.4%) | $245,802 (+12.61%) Land $40,695 Building $205,107 | $702,290 Land $116,270 Building $586,020 |
| 2022 | $15,077.00 Homeowner's exemption | $218,281 Land $39,984 Building $178,297 | |
| 2020 | $623,660 Land $114,240 Building $509,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2905 Belkay Ln in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 18 (1979–2019) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Feb 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2905 Belkay Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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