Union County property record for 2905 Austin Chaney Rd, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,677 sqft · built 2023 |
| Lot Size | 1.34 acres (58,545 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,363 (2025) |
| Deeds & Mortgages | Aug 2023 Construction Loan May 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-081-013L |
| Primary APN | 08-081-013L |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,677 sqft Living Area |
| 1st Floor Area | 1,677 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 58,545 sqft (1.34 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2905 AUSTIN CHANEY RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-0620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #4 OPCR162 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3059 |
| Census Tract | 20100 |
2905 Austin Chaney Rd is owned by two individuals who acquired it in May 2023.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2817 AUSTIN CHANEY RD, MONROE, NC 28110-0619 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · Construction Mortgage AGSOUTH FARM CREDIT ACA |
| May 26, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 26, 2023 |
| Transfer Doc | 0008715477 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2905 AUSTIN CHANEY RD, MONROE, NC 28110-0620 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6118 DAYBREAK DR, MONROE, NC 28110-7999 |
| Document Number | 0008768426 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | 8768/426 |
| Instrument | 20502 |
| Name | AGSOUTH FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Address | 30495 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Sep 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 26, 2023 |
| Property Address | 2905 AUSTIN CHANEY RD, MONROE, NC 28110-0620 |
| Document Number | 0008715477 |
| Book / Page | 8715 / 477 |
| Map Reference | CAB R FILE 162 |
| Instrument Date | May 26, 2023 |
| Instrument | 12493 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2817 AUSTIN CHANEY RD, MONROE, NC 28110-0619 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 2905 Austin Chaney Rd was $2,363.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $467,000 (-) Land $78,500 Building $388,500 | $467,000 (-) Land $78,500 Building $388,500 | |
| 2025 | $2,363.00 | $467,000 Land $78,500 Building $388,500 | $467,000 Land $78,500 Building $388,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2905 Austin Chaney Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2905 Austin Chaney Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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