Stearns County property record for 2905 3rd St N, Saint Cloud, MN 56303 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 732 sqft · built 1948 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $102,224 (Sep 2021) |
| Tax Bill | $1,820 (2026) |
| Deeds & Mortgages | Nov 2021 Sale Sep 2021 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-45640-0000 |
| Primary APN | 82-45640-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 732 sqft Living Area |
| Interior Walls | Plaster |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Metal |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Width | 91 ft Width |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 2905 3RD ST N |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-4228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 13 & 14 BLK 39 CENTRAL PARK ADD SECTION 10 TOWNSHIP 124 RANGE 028 CENTRAL PARK ADD SECTION 10 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 10 |
| Legal Subdivision | CENTRAL PARK ADD |
| Legal Block | 39 |
| Legal Lot Number | 13-14 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 601 |
Source: Stearns County records · APN 82-45640-0000
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2905 3RD ST N, SAINT CLOUD, MN 56303-4228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2021 | Deed, Transfer FIRST AMERICAN TITLE |
| Sep 02, 2021 | Public Action, Foreclosure MISC COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 02, 2021 · Amount on Record |
| Deed Sale | Sep 02, 2021 · Amount on Record |
| Deed Document Number | 20211613152 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 10, 2021 |
| Property Address | 2905 3RD ST N, SAINT CLOUD, MN 56303-4228 |
| Document Number | 00A1619205 |
| Instrument Date | Nov 01, 2021 |
| Instrument | A1619205 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Public Action |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 02, 2021 |
| Property Address | 2905 3RD ST N, SAINT CLOUD, MN 56303-4228 |
| Document Number | 00A1613152 |
| Instrument Date | Aug 31, 2021 |
| Instrument | A1613152 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 18, 2022 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13127 COUNTY ROAD 160, SAINT JOSEPH, MN 56374-9423 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,820.00 (+22.81%) | $151,900 (-) Land $30,000 Building $121,900 | $151,900 (-) Land $30,000 Building $121,900 |
| 2025 | $151,900 (+3.97%) Land $30,000 Building $121,900 | $151,900 (+3.97%) Land $30,000 Building $121,900 | |
| 2023 | $1,482.00 | $146,100 Land $30,000 Building $116,100 | $146,100 Land $30,000 Building $116,100 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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