Wayne County property record for 2904 Williams St, Dearborn, MI 48124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,513 sqft · built 1949 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $204,000 (Jun 2022) |
| Tax Bill | $5,058 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-09-273-03-020 |
| Primary APN | 82-09-273-03-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,513 sqft Living Area |
| 1st Floor Area | 928 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2904 WILLIAMS ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48124-3746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOTS 111 & 112 WHITMORE PARK SUB |
| Legal Subdivision | WHITMORE PARK |
| Legal Lot Number | 111-112 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 575401 |
2904 Williams St is owned and occupied by two individuals who bought it in June 2022.
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2904 WILLIAMS ST, DEARBORN, MI 48124-3746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION |
| Jun 16, 2022 | Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2022 · Amount on File |
| Deed Sale | Jun 16, 2022 · Amount on File |
| Prior Sale | Dec 22, 2008 · Amount on File |
| Deed Document Number | 2022213318 |
| Deed Book / Page | 57692 / 1399 |
| Prior Transfer Date | Nov 28, 2007 |
| Prior Transfer Doc | 0468561344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jun 3, 2026 |
| Property Address | 2904 WILLIAMS ST, DEARBORN, MI 48124-3746 |
| Document Number | 0000197339 |
| Book / Page | 60323 / 777 |
| Instrument Date | May 29, 2026 |
| Instrument | 2026197339 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2904 WILLIAMS ST, DEARBORN, MI 48124-3746 |
| Document Number | 0000197339, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 60323/777 |
| Instrument | 2026197339 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 3, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jun 16, 2022 |
| Property Address | 2904 WILLIAMS ST, DEARBORN, MI 48124-3746 |
| Document Number | 0576921399 |
| Book / Page | 57692 / 1399 |
| Map Reference | LB 40 PG 24 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 2022213318 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | NVR TITLE, V1 TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,530.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23320 OAK ST, 23320, DEARBORN, MI 48128-1383 |
| Name | Verified Name |
|---|---|
| Address | 2904 WILLIAMS ST, DEARBORN, MI 48124-3746 |
| Document Number | 0576921400 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 57692/1400 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 2904 Williams St was $5,058 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $111,000 (+12.46%) | $222,000 (+12.46%) | |
| 2025 | $5,058.00 Homeowner's exemption | $98,700 | $197,400 |
| 2023 | $101,600 | $203,200 | |
| 2019 | $4,327.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2904 Williams St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (2014–2026) |
| Most Recent Claim | Jun 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2904 Williams St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
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