2904 Washington St, Commerce, TX 75428 Property Records

Hunt County property record for 2904 Washington St, Commerce, TX 75428 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	1,925 sqft · built 1970
Lot Size	0.291 acres (12,689 sqft)
Owner	Individual Name on File
Tax Bill	$3,960 (2024)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2592-0000-0590-31`

Property Details

APN / Parcel Number

Primary APN	`2592-0000-0590-31`
Alternative APN	`R42719`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,925 sqft Living Area
Gross Area	2,165 sqft
1st Floor Area	1,507 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,689 sqft (0.291 acres)
Lot Dimensions	135 ft deep x 94 ft wide

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	65 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R42719
Street Address	2904 WASHINGTON ST
City	COMMERCE
State	TX
Zip	75428-3846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2592 COWAN H O SUBDIVISION #3 LOT 59 ACRES .2913
Legal Subdivision	COWAN H O SUBDIVISION #3
Legal Lot Number	59
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1014
Census Tract	960500

Owner

Source: Hunt County records · APN 2592-0000-0590-31

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2904 WASHINGTON ST, COMMERCE, TX 75428-3846
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 28, 2019
Deed Sale	May 28, 2019
Prior Sale	Jun 05, 2006
Deed Document Number	0020197175
Deed Book / Page	2019 / 7175
Record Updated	Jun 08, 2026

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	May 28, 2019
Property Address	2904 WASHINGTON ST, COMMERCE, TX 75428-3846
Document Number	0000007175
Map Reference	VOL 400 PG 459
Instrument Date	May 28, 2019
Instrument	2019-07175
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 WASHINGTON ST, COMMERCE, TX 75428-3846

Mortgage

Document Number	0000007176
Date	May 28, 2019
Instrument	2019-07176

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Interest

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$200,140 (+1.94%) Land $45,430 Building $154,710	$200,140 (+1.94%) Land $45,430 Building $154,710
2024	$3,960.00 (-12.85%)
2023		$196,340 Land $36,930 Building $159,410	$196,340 Land $36,930 Building $159,410
2022	$4,544.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hunt County (48231C), updated May 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482319605001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Nearby Flood Policies	6 in force 4 of 6 on primary residences

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 16% of Texas
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.