2904 W 2nd St, Duluth, MN 55806 Property Records

St. Louis County property record for 2904 W 2nd St, Duluth, MN 55806

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,022 sqft · built 1912
Lot Size0.057 acres (2,503 sqft)
OwnerIndividual Name on File
Last Sale$72,900 (Apr 2004)
Tax Bill$1,800 (2026)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN010-3190-04110

Property Details

APN / Parcel Number

Primary APN010-3190-04110
Alternative APN
  • 925300

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,022 sqft Gross Area
1st Floor Area681 sqft

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Exterior MaterialOther
Construction TypeFrame
Roof TypeGable
Lot Area2,503 sqft (0.057 acres)

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area75 sqft
Deck Area20 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number925300
Street Address2904 W 2ND ST
CityDULUTH
StateMN
Zip55806-1722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 100 FT SERIAL #
Legal SubdivisionMARINE DIV OF DULUTH
Legal Block24
Legal Lot Number15
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group2
Census Block2026
Census Tract15600

Owner

2904 W 2nd St is owned and occupied by an individual who acquired it in October 2011.

Source: St. Louis County records, as of October 9, 2026

Owner of RecordIndividual Name on File
Mailing Address2904 W 2ND ST, DULUTH, MN 55806-1722
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2004 · Amount on File
Deed SaleApr 1, 2004 · Amount on File
Deed Document Number2004939252
Last Transfer DateOct 31, 2011
Transfer Doc0000073092
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address2904 W 2ND ST, DULUTH, MN 55806-1722
Transaction TypeMortgage
Record UpdatedJul 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001413390
DateMay 10, 2021
Instrument1413390
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 2904 W 2nd St was $1,800 with a homeowner's exemption, up 57.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,800.00 (+57.34%) Homeowner's exemption
2025$1,144.00 (+0.88%) Homeowner's exemption$132,500 (+15.92%) Land $9,500 Building $123,000$132,500 (+15.92%) Land $9,500 Building $123,000
2024$1,134.00$114,300 Land $11,400 Building $102,900$114,300 Land $11,400 Building $102,900
2022$94,700 Land $10,000 Building $84,700$94,700 Land $10,000 Building $84,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2904 W 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2904 W 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Airfiber.

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