2904 Summertree Dr, Sebring, FL 33872 Property Records

Highlands County property record for 2904 Summertree Dr, Sebring, FL 33872 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,117 sqft · built 1985
Lot Size	0.164 acres (7,186 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Apr 2024)
Tax Bill	$1,996 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C34480400000080A`

Property Details

APN / Parcel Number

Primary APN	`C34480400000080A`
Alternative APN	`C-34-34-28-040-0000-080A`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,117 sqft Living Area
1st Floor Area	925 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,186 sqft (0.164 acres)
Lot Dimensions	125 ft deep x 67 ft wide
Garage Type	Mixed
Garage Area	291 sqft
Carport	Carport
Carport Area	80 sqft
Driveway	Driveway
Driveway Area	280 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	222 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C34480400000080A
Street Address	2904 SUMMERTREE DR
City	SEBRING
State	FL
Zip	33872-4427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORMORANT POINT SUB II PB 13-PG 57 LOT 80A
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	CORMORANT POINT SUB
Legal Lot Number	80A
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4023
Census Tract	960602

Owner

Source: Highlands County records · APN C34480400000080A

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2904 SUMMERTREE DR, SEBRING, FL 33872-4427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 25, 2024 · Amount on Record
Deed Sale	Apr 25, 2024 · Amount on Record
Prior Sale	Mar 24, 2011 · Amount on Record
Deed Document Number	2200175
Deed Book / Page	3039 / 429
Record Updated	Jun 08, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 25, 2024
Property Address	2904 SUMMERTREE DR, SEBRING, FL 33872-4427
Document Number	0002200175
Book / Page	3039 / 429
Map Reference	MB 13 PG 57
Instrument Date	Apr 11, 2024
Instrument	2200175
Transaction Type	Transfer
Record Updated	May 10, 2024
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3412 GOLF HAVEN TER, SEBRING, FL 33872-4406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 SUMMERTREE DR, SEBRING, FL 33872-4427
Investor	Possibly a Property Investor

Mortgage

Document Number	0003039431
Date	Apr 25, 2024
Instrument	3039/431

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$133,180 (+0.38%) Land $13,500 Building $119,680	$133,180 (+0.38%) Land $13,500 Building $119,680
2024	$1,996.00 (+7.49%)
2023	$1,857.00 (+11.13%)	$132,674 (+23.39%) Land $13,500 Building $119,174	$132,674 (+23.39%) Land $13,500 Building $119,174
2022	$1,671.00	$107,522 Land $13,500 Building $94,022	$107,522 Land $13,500 Building $94,022

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559606024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 44 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force 37 of 44 on primary residences
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022, tidal / storm surge, Hurricane Ian
Flood Events	Hurricane Ian (Sep 2022), 4 claims Hurricane Ian (Sep 2022), 3 claims

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 27% of Florida
Wildfire Likelihood	About 1 in 613 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.