2904 Shellsford Cir, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 2904 Shellsford Cir, Murfreesboro, TN 37128

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,004 sqft · built 2015
Lot Size	0.235 acres (10,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$261,544 (Apr 2015)
Tax Bill	$2,735 (2025)
Deeds & Mortgages	May 2021 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`124C-A-028.00-000`

Property Details

APN / Parcel Number

Primary APN	`124C-A-028.00-000`
Alternative APNs	`124C A 02800` `R0099517`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	2,004 sqft Living Area
1st Floor Area	1,728 sqft
Upper Floors Area	276 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	10,227 sqft (0.235 acres)
Lot Dimensions	120 ft deep x 53.6 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Patio

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0099517
Street Address	2904 SHELLSFORD CIR
City	MURFREESBORO
State	TN
Zip	37128-4346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 171 THREE RIVERS AMENDMENT SEC 3 PB 33 PGS 245-246 53.57 X 120.19 IRR
Legal Subdivision	THREE RIVERS SEC 3 AMENDMENT
Legal Lot Number	171
Jurisdiction	RUTHERFORD TN
Township / Civil Division	7
Census Block Group	2
Census Block	2031
Census Tract	40911

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2904 SHELLSFORD CIR, MURFREESBORO, TN 37128-4346
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2015 · Amount on Record
Deed Sale	Apr 16, 2015 · Amount on Record
Prior Sale	Apr 1, 2014 · Amount on Record
Deed Book / Page	1367 / 3317
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	2904 SHELLSFORD CIR, MURFREESBORO, TN 37128-4346
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020802805
Date	May 12, 2021
Book Page	2080/2805
Instrument	2361433

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	2904 SHELLSFORD CIR, MURFREESBORO, TN 37128-4346
Document Number	RB18992003
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2904 SHELLSFORD CIR MURFREESBORO TN 371284346, MURFREESBORO, TN 37128-4346

Mortgage

Document Number	RB18992003
Date	May 6, 2020
Book Page	001899/002003
Instrument	2272985

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 5, 2035

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,525 (+13.26%) Land $25,000 Building $84,525	$438,100 (+13.26%) Land $100,000 Building $338,100
2025	$2,735.00	$96,700 (-) Land $17,500 Building $79,200
2023	$2,735.00	$96,700 Land $17,500 Building $79,200	$386,800 (-) Land $70,000 Building $316,800
2022			$386,800 Land $70,000 Building $316,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shellsford Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures