2904 Scott Ave, McHenry, IL 60050 Property Records

McHenry County property record for 2904 Scott Ave, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,450 sqft · built 1972
Lot Size	0.938 acres (40,946 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Aug 2026)
Tax Bill	$7,206 (2024)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-24-301-018`

Property Details

APN / Parcel Number

Primary APN	`09-24-301-018`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,412 sqft
Basement Area	700 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	A-Frame
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	40,946 sqft (0.938 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	72 sqft
Shed	1 Shed
Shed Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2904 SCOTT AVE
City	MCHENRY
State	IL
Zip	60050-2864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0019177 LT 8 COUNTRY ACRES
Legal Subdivision	COUNTRY ACRES
Legal Block	301
Legal Lot Number	8
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1034
Census Tract	870604

Owner

Source: McHenry County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2904 SCOTT AVE, MCHENRY, IL 60050-2864
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 12, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Aug 7, 2023	Warranty Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC
Jun 6, 2023	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Prior Sale	Aug 7, 2023 · Amount on Record
Deed Document Number	202623306
Prior Transfer Date	May 26, 2023
Prior Transfer Doc	0000013283
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 12, 2026
Property Address	2904 SCOTT AVE, MCHENRY, IL 60050-2864
Document Number	0000023306
Instrument Date	Aug 1, 2026
Instrument	202623306
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$56,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 SCOTT AVE, MCHENRY, IL 60050-2864

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 12, 2026
Property Address	2904 SCOTT AVE, MCHENRY, IL 60050-2864
Document Number	0000023306
Instrument Date	Aug 1, 2026
Instrument	202623306
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 SCOTT AVE, MCHENRY, IL 60050-2864

Mortgage

Document Number	0000023307,
Date	Aug 12, 2026
Instrument	202623307

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 7, 2023
Property Address	2904 SCOTT AVE, MCHENRY, IL 60050-2864
Document Number	0000019177
Map Reference	DOC 429384
Instrument Date	Jul 31, 2023
Instrument	2023R0019177
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$309.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 SCOTT AVE, MCHENRY, IL 60050-2864

Mortgage

Document Number	0000019178
Date	Aug 7, 2023
Instrument	2023R0019178

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.62%

June 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 6, 2023
Property Address	2904 SCOTT AVE, MCHENRY, IL 60050-2864
Document Number	0000013283
Map Reference	DOC 429384
Instrument Date	May 26, 2023
Instrument	2023R0013283
Transaction Type	Foreclosure
Record Updated	Jun 21, 2023

Transaction

Amount	Amount Recorded
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Foreclosure Auction Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6512 GIANT OAKS RD, WONDER LAKE, IL 60097-9118
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,206.00	$115,726 (+20.32%) Land $25,934 Building $89,792	$347,178 (+20.32%) Land $77,802 Building $269,376
2022	Homeowner's exemption	$96,185 Land $21,555 Building $74,630	$288,555 Land $64,665 Building $223,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	30 (1978–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Apr 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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