2904 Rivercrest Dr, Austin, TX 78746 Property Records

Travis County property record for 2904 Rivercrest Dr, Austin, TX 78746

Property Summary

Property Type	Single Family Home
Details	3 ba · 6,043 sqft · built 2023
Lot Size	0.353 acres (15,416 sqft)
Owner	Individual Name on File
Tax Bill	$81,798 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit May 2017 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`0129210108`

Property Details

APN / Parcel Number

Primary APN	`0129210108`
Alternative APNs	`01292101080000` `125214`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	6,043 sqft Living Area
Gross Area	5,289 sqft
1st Floor Area	2,735 sqft
2nd Floor Area	3,308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,416 sqft (0.353 acres)
Lot Dimensions	154 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	353 sqft
Deck Area	75 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	125214
Old Parcel Number	01292101080000
Street Address	2904 RIVERCREST DR
City	AUSTIN
State	TX
Zip	78746-1741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BLK A RIVERCREST ADDN SEC 1
Legal Subdivision	RIVERCREST ADDN SEC 1
Legal Block	A
Legal Lot Number	15
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	1
Census Block	1004
Census Tract	1912

Owner

Source: Travis County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2904 RIVERCREST DR, AUSTIN, TX 78746-1741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 10, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage HORIZON BANK SSB
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 30, 2020	Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 19, 2018	Deed of Trust, Mortgage HORIZON BK SSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 30, 2020
Deed Sale	Dec 30, 2020
Deed Document Number	2020255433
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	2904 RIVERCREST DR, AUSTIN, TX 78746-1741
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 RIVERCREST DR, AUSTIN, TX 78746-1741

Mortgage

Document Number	0000108603
Date	Sep 30, 2025
Instrument	2025108603

Lender

Name	PNC BANK NA
Type	Bank
Address	222 DELAWARE AVE, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Oct 5, 2065

Interest

Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	2904 RIVERCREST DR, AUSTIN, TX 78746-1741
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074644
Date	May 10, 2017
Instrument	2017074644

Lender

Name	HORIZON BANK SSB
Type	Bank
Address	AUSTIN, TX 78701

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	2904 RIVERCREST DR, AUSTIN, TX 78746-1741
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096945
Date	Apr 30, 2021
Instrument	2021096945

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Dec 30, 2020
Property Address	2904 RIVERCREST DR, AUSTIN, TX 78746-1741
Document Number	0000255433
Map Reference	VOL 13 PG 27
Instrument Date	Dec 14, 2020
Instrument	2020255433
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	HERITAGE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6433 SE 17TH AVE, PORTLAND, OR 97202-5521

Mortgage

Document Number	0000255434
Date	Dec 30, 2020
Instrument	2020255434

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jan 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.25%
Index	Other
Max Rate	7.25%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	2904 RIVERCREST DR, AUSTIN, TX 78746-1741
Document Number	0000098987
Instrument Date	Jun 19, 2018
Transaction Type	Mortgage
Record Updated	Jul 12, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2904 RIVERCREST DR AUSTIN TX 787461741, AUSTIN, TX 78746-1741

Mortgage

Document Number	0000098987
Date	Jun 25, 2018
Instrument	98987

Lender

Name	HORIZON BK SSB
Type	Bank
Address	AUSTIN, TX 78701

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Eanes Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,670,400 (+32.81%) Land $4,504,500 Building $1,699,961	$6,204,461 (+45.32%) Land $4,504,500 Building $1,699,961
2024	$81,798.00 (-6.09%)
2023		$4,269,418 Land $2,002,000 Building $2,267,418	$4,269,418 Land $2,002,000 Building $2,267,418
2022	$87,105.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	20 (1981–2015)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Nov 2015 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERCREST WS private · serves 1,437 people · EPA ID TX2270041
Water Source	Purchased surface water from CITY OF AUSTIN WATER & WASTEWATER
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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