2904 Ridgeway Dr, Plano, TX 75074 Property Records

Collin County property record for 2904 Ridgeway Dr, Plano, TX 75074

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,054 sqft · built 1962
Owner	Individual Name on Record
Tax Bill	$3,602 (2024)
Deeds & Mortgages	Apr 2023 Mortgage Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`R-0270-003-0120-1`

Property Details

APN / Parcel Number

Primary APN	`R-0270-003-0120-1`
Alternative APN	`138354`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,054 sqft Living Area
Gross Area	1,314 sqft
1st Floor Area	1,054 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	64 sqft

Location & Zoning

Account Number	138354
Street Address	2904 RIDGEWAY DR
City	PLANO
State	TX
Zip	75074-6640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	MEADOWS FIRST SECTION (CPL), BLK 3, LOT 12
Legal Subdivision	MEADOWS FIRST SECTION (CPL)
Legal Block	3
Legal Lot Number	12
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	1
Census Block	1015
Census Tract	32014

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2904 RIDGEWAY DR, PLANO, TX 75074-6640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Vendor's Lien, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 1, 2022	Vendor's Lien, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2023
Deed Sale	Apr 3, 2023
Prior Sale	Dec 1, 2022
Deed Document Number	2023000034608
Record Updated	Jun 8, 2026

April 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Apr 3, 2023
Property Address	2904 RIDGEWAY DR, PLANO, TX 75074-6640
Document Number	2023000034608
Map Reference	VOL 4 PG 7
Instrument Date	Mar 17, 2023
Instrument	2023000034608
Transaction Type	Transfer
Record Updated	Apr 14, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11637 SNYDER DR, FRISCO, TX 75035-8882

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 RIDGEWAY DR, PLANO, TX 75074-6640

Mortgage

Document Number	2023000034609
Date	Apr 3, 2023
Instrument	2023000034609

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

December 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Dec 1, 2022
Property Address	2904 RIDGEWAY DR, PLANO, TX 75074-6640
Document Number	0000171470
Map Reference	VOL 4 PG 7
Instrument Date	Nov 30, 2022
Instrument	20221201000171470
Transaction Type	Transfer
Record Updated	Jan 17, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2904 RIDGEWAY DR, PLANO, TX 75074-6640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11637 SNYDER DR, FRISCO, TX 75035-8882

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$282,618 (+24.98%) Land $65,000 Building $217,618	$282,618 (+24.98%) Land $65,000 Building $217,618
2024	$3,602.00 (-7.59%)
2023		$226,122 Land $65,000 Building $161,122	$226,122 Land $65,000 Building $161,122
2022	$3,898.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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