2904 Needham Ct, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 2904 Needham Ct, Delray Beach, FL 33445

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,467 sqft · built 1991
Lot Size0.298 acres (12,985 sqft)
OwnerIndividual Name on File
Last Sale$855,000 (Aug 2021)
Tax Bill$15,812 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-43-46-30-31-000-1060

Property Details

APN / Parcel Number

Primary APN12-43-46-30-31-000-1060

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,467 sqft Living Area
Gross Area3,095 sqft
1st Floor Area2,467 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area12,985 sqft (0.298 acres)
Lot Dimensions130 ft deep x 100 ft wide
View / LotGolf Course
Garage Area440 sqft

Exterior Amenities

Pool Area92 sqft
PorchOpen Porch
Porch Area188 sqft
Patio Area863 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address2904 NEEDHAM CT
CityDELRAY BEACH
StateFL
Zip33445-7141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionANDOVER SEC 3 LT 106
Legal Range43E
Legal Township46S
Legal Section30
Legal SubdivisionANDOVER SEC 3
Legal Lot Number106
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group3
Census Block3001
Census Tract6912

Owner

Source: Palm Beach County records · APN 12-43-46-30-31-000-1060

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2904 NEEDHAM CT, DELRAY BEACH, FL 33445-7141
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2021Warranty Deed, Transfer · Conventional Mortgage
EVERETT FINANCIAL INC
Sep 14, 2020Deed of Trust, Mortgage · VA Mortgage
I3 LENDING INC
Dec 09, 2019Deed of Trust, Mortgage · VA Mortgage
I3 LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 17, 2021 · Amount on Record
Deed SaleAug 17, 2021 · Amount on Record
Prior SaleFeb 17, 2016 · Amount on Record
Deed Document Number20210383597
Deed Book / Page32788 / 1654
Record UpdatedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateAug 17, 2021
Property Address2904 NEEDHAM CT, DELRAY BEACH, FL 33445-7141
Document Number0327881654
Book / Page32788 / 1654
Map ReferenceMB 65 PG 8-10
Instrument DateAug 12, 2021
Instrument20210383597
Transaction TypeTransfer
Record UpdatedSep 03, 2021
Title CompanyINTEGRITY TITLE, INTEGRITY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,985.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1260 AMELIA ST APT 1110, 1260, GRANGER, IN 46530-1434

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3511 LITTLESTOWN PIKE, WESTMINSTER, MD 21158-2016

Mortgage

Document Number327881657
DateAug 17, 2021
Instrument32788/1657
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address2904 NEEDHAM CT, DELRAY BEACH, FL 33445-7141
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0317400573
DateSep 14, 2020
Book Page31740/573
Instrument20200339666
Lender
NameI3 LENDING INC
TypeMortgage Company
AddressLONGWOOD, FL 32750
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address2904 NEEDHAM CT, DELRAY BEACH, FL 33445-7141
Document Number0310971028
Instrument DateDec 09, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2904 NEEDHAM CT DELRAY BEACH FL 334457141, DELRAY BEACH, FL 33445-7141

Mortgage

Document Number0310971028
DateDec 17, 2019
Book Page031097/001028
Instrument460460
Lender
NameI3 LNDG
AddressLONGWOOD, FL 32750
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 16, 2049

Tax Assessment & Valuation

Source: Palm Beach County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
MunicipalityDelray Beach City
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$15,812.00 (+4.52%) Homeowner's exemption$870,058 (+5.99%)$1,201,169 (+10.87%) Land $704,400 Building $496,769
2023$15,128.00 (-7.31%) Homeowner's exemption$820,910 (-5.24%)$1,083,421 (+25.06%) Land $587,000 Building $496,421
2022$16,321.00 Homeowner's exemption$866,342 Land $463,749 Building $402,593$866,342 Land $463,749 Building $402,593

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Palm Beach County (12099C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120990069123, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies84 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2005 · Hurricane Wilma

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 263 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Hotwire Communications.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemDELRAY BEACH PUBLIC WATER SYSTEM
serves 69,754 people
Water SourceGroundwater
Last State InspectionNov 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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