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2904 N Spring St, Independence, MO 64050 Property Records

Jackson County property record for 2904 N Spring St, Independence, MO 64050

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 980 sqft · built 1959
Lot Size0.233 acres (10,163 sqft)
Owner2 Individual Names on File
Tax Bill$1,939 (2025)
Deeds & MortgagesSep 2024 Mortgage
Oct 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN15-530-06-01

Property Details

APN / Parcel Number

Primary APN15-530-06-01
Alternative APNs
  • 15-530-06-01-00-0-00-000
  • 15530060100000001
  • 730993

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area980 sqft Living Area
1st Floor Area480 sqft
Basement Area456 sqft
Finished Basement240 sqft
Unfinished Basement216 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleSplit Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,163 sqft (0.233 acres)
View / LotCorner
PorchOpen Porch
Porch Area36 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number730993
Street Address2904 N SPRING ST
CityINDEPENDENCE
StateMO
Zip64050-1253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKENTUCKY HILLS LOT 396
Legal SubdivisionKENTUCKY HILLS
Legal Block2
Legal Lot Number396
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group2
Census Block2003
Census Tract11200

Owner

2904 N Spring St is owned by two individuals who acquired it in October 2023.

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address7411 NW DONOVAN DR, 710, KANSAS CITY, MO 64153-2455
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2024Deed of Trust, Mortgage · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 9, 2023Deed of Trust, Mortgage · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 2, 2023Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 25, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2023
Deed SaleOct 2, 2023
Prior SaleMay 25, 2023
Deed Document Number202371376
Prior Transfer DateMar 1, 2002
Prior Transfer Doc0000018617
Record UpdatedOct 29, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address2904 N SPRING ST, INDEPENDENCE, MO 64050-1253
Transaction TypeMortgage
Record UpdatedJul 1, 2026
Title CompanyALLIANCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2904 N SPRING ST, INDEPENDENCE, MO 64050-1253

Mortgage

Document Number00E0063534
DateSep 18, 2024
Instrument2024E0063534
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2054

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address2904 N SPRING ST, INDEPENDENCE, MO 64050-1253
Transaction TypeMortgage
Record UpdatedOct 18, 2023
Title CompanyALLIANCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00E0073208
DateOct 9, 2023
Instrument2023E0073208
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateOct 2, 2023
Property Address2904 N SPRING ST, INDEPENDENCE, MO 64050-1253
Document Number00E0071376
Instrument DateSep 28, 2023
Instrument2023E0071376
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyALLIANCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7411 NW DONOVAN DR APT 710, 710, KANSAS CITY, MO 64153-2455

Mortgage

Document Number00E0073208
DateOct 2, 2023
Instrument2023E0073208
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateMay 25, 2023
Property Address2904 N SPRING ST, INDEPENDENCE, MO 64050-1253
Document Number00E0036595
Instrument DateMay 19, 2023
Instrument2023E0036595
Transaction TypeTransfer
Record UpdatedJul 1, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7113 BOUCHER CIR, PLEASANT VALLEY, MO 64068-8706

Transferred To (Grantee/Buyer)

NameVerified Name
Address2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2904 N Spring St was $1,939, up 0.9% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$27,138 (-) Land $3,302 Building $23,836$142,830 (-)
2025$1,939.00 (+0.88%)$27,138 Land $3,302 Building $23,836$142,830
2024$1,922.00 (+2.29%)
2023$1,879.00$27,754 Land $3,312 Building $24,442$146,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2904 N Spring St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1995)
Most Recent ClaimMay 1995 · Severe Storms, Tornadoes, Hail, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2904 N Spring St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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