2904 Monroe Pl, Saint Cloud, MN 56303 Property Records

Stearns County property record for 2904 Monroe Pl, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,100 sqft · built 1975
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (May 2026)
Tax Bill	$3,460 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-48333-0000`

Property Details

APN / Parcel Number

Primary APN	`82-48333-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,100 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Lot Width	70 ft Width
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2904 MONROE PL
City	SAINT CLOUD
State	MN
Zip	56303-1652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD4
Legal Description	LOT 016 BLK 001 MADISON PARK 3RD ADD SECTION 03 TOWNSHIP 124 RANGE 028 SECTION 03 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	03
Legal Subdivision	MADISON PARK 3RD ADD
Legal Block	1
Legal Lot Number	16
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3006
Census Tract	901

Owner

Source: Stearns County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2904 MONROE PL, SAINT CLOUD, MN 56303-1652
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CTR
Feb 20, 2026	Affidavit, Transfer
Feb 20, 2026	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Deed Document Number	20261713562
Prior Transfer Date	Feb 18, 2026
Prior Transfer Doc	0001708398
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 22, 2026
Property Address	2904 MONROE PL, SAINT CLOUD, MN 56303-1652
Document Number	0001713562
Instrument Date	May 20, 2026
Instrument	20261713562
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$91,657.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2904 MONROE PL, SAINT CLOUD, MN 56303-1652

Mortgage

Document Number	0001713563,
Date	May 22, 2026
Instrument	20261713563

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate	6.37%
Max Rate	-1%

Mortgage

Document Number	0001713564,
Date	May 22, 2026
Instrument	20261713564

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

February 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	STEARNS MN
Recording Date	Feb 20, 2026
Property Address	2904 MONROE PL, SAINT CLOUD, MN 56303-1652
Document Number	00A1708395
Instrument Date	Feb 18, 2026
Instrument	A1708395
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 20, 2026
Property Address	2904 MONROE PL, SAINT CLOUD, MN 56303-1652
Document Number	00A1708396
Instrument Date	Jan 7, 2026
Instrument	A1708396
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,460.00 (+39.29%)	$253,600 (-) Land $40,000 Building $213,600	$253,600 (-) Land $40,000 Building $213,600
2025		$253,600 (+12.36%) Land $40,000 Building $213,600	$253,600 (+12.36%) Land $40,000 Building $213,600
2023	$2,484.00	$225,700 Land $40,000 Building $185,700	$225,700 Land $40,000 Building $185,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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