2904 Merle Ave, Modesto, CA 95355 Property Records

Stanislaus County property record for 2904 Merle Ave, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,982 sqft · built 1987
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (May 2014)
Tax Bill	$3,088 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077-028-064-000`

Property Details

APN / Parcel Number

Primary APN	`077-028-064-000`
Alternative APNs	`0772864000` `0772864`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,982 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	3 Parking Spaces
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2904 MERLE AVE
City	MODESTO
State	CA
Zip	95355-9731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT WOODS EAST BLK 11111 LOT 3
Legal Subdivision	WALNUT WOODS EAST
Legal Block	11111
Legal Lot Number	3
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1000
Census Tract	911

Owner

2904 Merle Ave is owned and occupied by two individuals who bought it in May 2014.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2904 MERLE AVE, MODESTO, CA 95355-9731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CREDIT UNION
Dec 16, 2019	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU
Jul 10, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2014 · Amount on File
Deed Sale	May 16, 2014 · Amount on File
Prior Sale	Aug 11, 1995 · Amount on File
Deed Document Number	201431285
Prior Transfer Date	May 2, 2014
Prior Transfer Doc	0000031283
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Recording Date	Oct 7, 2026
Property Address	2904 MERLE AVE, MODESTO, CA 95355-9731
Document Number	0000054497
Instrument Date	Sep 30, 2026
Instrument	202654497
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	PLACER TITLE ER, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 MERLE AVE, MODESTO, CA 95355-9731

Mortgage

Document Number	0000054497,
Date	Oct 7, 2026
Instrument	202654497

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2904 MERLE AVE, MODESTO, CA 95355-9731
Document Number	0000091053
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2904 MERLE AVE MODESTO CA 953559731, MODESTO, CA 95355-9731

Mortgage

Document Number	0000091053
Date	Dec 26, 2019
Instrument	91053

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2049

Interest

Rate Type	Adjustable Rate

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jul 10, 2017
Property Address	2904 MERLE AVE, MODESTO, CA 95355-9731
Document Number	0000049648
Map Reference	VOL31 PG69
Instrument Date	Dec 1, 2016
Instrument	2017-0049648
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2904 MERLE AVE, MODESTO, CA 95355-9731

Tax Assessment & Valuation

The 2026 property tax bill for 2904 Merle Ave was $3,088 with a homeowner's exemption, up 1.6% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,088.00 (+1.65%) Homeowner's exemption	$287,575 (+2%) Land $85,020 Building $202,555
2025	$3,038.00 Homeowner's exemption	$281,937 Land $83,353 Building $198,584
2023	$2,923.00 (+4.28%) Homeowner's exemption	$270,991 Land $80,117 Building $190,874
2022	$2,803.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2904 Merle Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2904 Merle Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 919 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies.

Nearby Properties on Merle Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures