2904 McClain Ave, Bremerton, WA 98310 Property Records

Kitsap County property record for 2904 McClain Ave, Bremerton, WA 98310

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,081 sqft · built 1965
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Feb 2026)
Tax Bill	$3,804 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3948-000-026-0009`

Property Details

APN / Parcel Number

Primary APN	`3948-000-026-0009`
Alternative APN	`1481530`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,081 sqft Living Area
Gross Area	2,601 sqft
1st Floor Area	1,101 sqft
2nd Floor Area	840 sqft
Basement Area	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1981
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Deck Area	72 sqft
Patio Area	42 sqft
Canopy	114 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant
Sewer	Connected

Location & Zoning

Street Address	2904 MCCLAIN AVE
City	BREMERTON
State	WA
Zip	98310-2710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	LOT 26, MANETTE VILLA REPLAT, AS RECORDED IN VOLUME 11 OF PLATS, PAGE 25, RECORDS OF KITSAP COUNTY, WASHINGTON.
Legal Range	1E
Legal Township	24
Legal Section	11
Legal Subdivision	MANETTE VILLA REPLAT
Legal Block	2
Legal Lot Number	26
Jurisdiction	KITSAP WA
Township / Civil Division	BREMERTON
Census Block Group	2
Census Block	2006
Census Tract	80102

Owner

Source: Kitsap County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2904 MCCLAIN AVE, BREMERTON, WA 98310-2710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 23, 2026	Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Feb 22, 2022	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 18, 2019	Warranty Deed, Transfer · VA Mortgage KELLER MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2026 · Amount on Record
Deed Sale	Feb 23, 2026 · Amount on Record
Prior Sale	Oct 18, 2019 · Amount on Record
Deed Document Number	2026132
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	2904 MCCLAIN AVE, BREMERTON, WA 98310-2710
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000026
Date	Jun 11, 2021
Instrument	202106110026

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2050

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITSAP WA
Recording Date	Feb 23, 2026
Property Address	2904 MCCLAIN AVE, BREMERTON, WA 98310-2710
Document Number	0000000132
Map Reference	VOL 11 PG 25-27
Instrument Date	Feb 17, 2026
Instrument	202602230132
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	AEGIS LAND TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,845.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 MCCLAIN AVE, BREMERTON, WA 98310-2710

Mortgage

Document Number	0000000133
Date	Feb 23, 2026
Instrument	202602230133

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITSAP WA
Recording Date	Feb 22, 2022
Property Address	2904 MCCLAIN AVE, BREMERTON, WA 98310-2710
Document Number	0000000335
Map Reference	VOL 11 PG 25-27
Instrument Date	Feb 10, 2022
Instrument	202202220335
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	PACIFIC NORTHWEST TITLE INSURANCE, PACIFIC NORTHWEST TTL OF KIT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,285.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 MCCLAIN AVE, BREMERTON, WA 98310-2710

Mortgage

Document Number	0000000336
Date	Feb 22, 2022
Instrument	202202220336

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITSAP WA
Recording Date	Oct 18, 2019
Property Address	2904 MCCLAIN AVE, BREMERTON, WA 98310-2710
Document Number	0010180186
Instrument Date	Oct 11, 2019
Instrument	201910180186
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	FIDELITY NATIONAL TITLE LYNNWOOD, FIDELITY NAT'L TITLE LYNNWOOD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,701.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 MCCLAIN AVE BREMERTON WA 983102710, BREMERTON, WA 98310-2710

Mortgage

Document Number	10180187
Date	Oct 18, 2019
Instrument	201910180187

Lender

Name	KELLER MTG
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

Tax Assessment & Valuation

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Municipality	Bremerton City
Unified School District	Bremerton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$438,830 (-) Land $111,650 Building $327,180	$438,830 (-) Land $111,650 Building $327,180
2026	$3,804.00 (+0.5%)	$438,830 (-) Land $111,650 Building $327,180	$438,830 (-) Land $111,650 Building $327,180
2025	$3,785.00 (+3.76%)
2024	$3,648.00 (-3.29%)	$438,830 (-) Land $111,650 Building $327,180	$438,830 (-) Land $111,650 Building $327,180
2023	$3,772.00	$438,830 Land $111,650 Building $327,180	$438,830 Land $111,650 Building $327,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BREMERTON serves 72,951 people · EPA ID WA5308200
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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