Osceola County property record for 2904 Ivy Stable Ln, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,707 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $224,986 (2017) |
| Tax Bill | $4,968.00 (2025) |
| Primary APN | 19-26-31-0160-0001-7550 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,707 sqft Living Area |
| Gross Area | 2,229 sqft Gross Area |
| 1st Floor | 1,707 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Porch Area | 81 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2904 IVY STABLE LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8947 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GRAMERCY FARMS PH 7 PB 25 PG 126 LOT 755 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | GRAMERCY FARMS PH 7 |
| Legal Phase | 7 |
| Legal Block | 7550 |
| Legal Lot Number | 755 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 43304 |
Source: Osceola County records · APN 19-26-31-0160-0001-7550
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2904 IVY STABLE LN, SAINT CLOUD, FL 34772-8947 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 23, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Sep 07, 2017 | Special Warranty Deed, Transfer · Veterans Administration Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 07, 2017 · Amount on Record |
| Deed Sale | Sep 07, 2017 · Amount on Record |
| Prior Sale | Aug 01, 2017 · Amount on Record |
| Deed Doc Number | 2017129146 |
| Deed Book / Page | 5206 / 1467 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2904 IVY STABLE LN, SAINT CLOUD, FL 34772-8947 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2904 IVY STABLE LN, SAINT CLOUD, FL 34772-8947 |
| Document Number | 0063192439 |
|---|---|
| Date | Nov 23, 2022 |
| Book Page | 6319/2439 |
| Instrument | 2022169931 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 01, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 07, 2017 |
| Property Address | 2904 IVY STABLE LN, SAINT CLOUD, FL 34772-8947 |
| Document Number | 0052061467 |
| Book / Page | 5206 / 1467 |
| Map Reference | MB25 PG126 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 2017129146 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9102 SOUTHPARK CENTER LOOP STE 100, 9102, ORLANDO, FL 32819-8626 |
| Name | Verified Name |
|---|---|
| Address | 2904 IVY STABLE LN, SAINT CLOUD, FL 34772-8947 |
| Document Number | 0052061469 |
|---|---|
| Date | Sep 07, 2017 |
| Instrument | 5206/1469 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,968.00 (+8.88%) Homeowner's exemption Veteran's exemption | $218,565 (+5.99%) | $308,700 (-0.39%) Land $70,000 Building $238,700 |
| 2023 | $4,563.00 (+2.36%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $206,220 (+3%) | $309,900 (+15.94%) Land $60,000 Building $249,900 |
| 2022 | $4,458.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $200,214 | $267,300 Land $55,000 Building $212,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 366 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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