2904 Ivy Stable Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2904 Ivy Stable Ln, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,707 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$224,986 (2017)
Tax Bill$4,968.00 (2025)

Property Details

APN / Parcel Number

Primary APN19-26-31-0160-0001-7550
Alternative APN
  • 263119016000017550

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,707 sqft Living Area
Gross Area2,229 sqft Gross Area
1st Floor1,707 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.14 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage
Porch Area81 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2904 IVY STABLE LN
CitySAINT CLOUD
StateFL
Zip34772-8947
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 7 PB 25 PG 126 LOT 755
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PH 7
Legal Phase7
Legal Block7550
Legal Lot Number755
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1009
Census Tract43304

Owner

Source: Osceola County records · APN 19-26-31-0160-0001-7550

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2904 IVY STABLE LN, SAINT CLOUD, FL 34772-8947
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Sep 07, 2017Special Warranty Deed, Transfer · Veterans Administration Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 07, 2017 · Amount on Record
Deed SaleSep 07, 2017 · Amount on Record
Prior SaleAug 01, 2017 · Amount on Record
Deed Doc Number2017129146
Deed Book / Page5206 / 1467
Record RefreshedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2904 IVY STABLE LN, SAINT CLOUD, FL 34772-8947
Transaction TypeMortgage
Record UpdatedDec 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2904 IVY STABLE LN, SAINT CLOUD, FL 34772-8947

Mortgage

Document Number0063192439
DateNov 23, 2022
Book Page6319/2439
Instrument2022169931
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueNov 01, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 07, 2017
Property Address2904 IVY STABLE LN, SAINT CLOUD, FL 34772-8947
Document Number0052061467
Book / Page5206 / 1467
Map ReferenceMB25 PG126
Instrument DateAug 31, 2017
Instrument2017129146
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9102 SOUTHPARK CENTER LOOP STE 100, 9102, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

NameVerified Name
Address2904 IVY STABLE LN, SAINT CLOUD, FL 34772-8947

Mortgage

Document Number0052061469
DateSep 07, 2017
Instrument5206/1469
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,968.00 (+8.88%) Homeowner's exemption Veteran's exemption$218,565 (+5.99%)$308,700 (-0.39%) Land $70,000 Building $238,700
2023$4,563.00 (+2.36%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$206,220 (+3%)$309,900 (+15.94%) Land $60,000 Building $249,900
2022$4,458.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$200,214$267,300 Land $55,000 Building $212,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 366 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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