2904 Ginger Rd, Kinston, NC 28504 Property Records

Lenoir County property record for 2904 Ginger Rd, Kinston, NC 28504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,155 sqft · built 1968
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$108,000 (Aug 2017)
Tax Bill	$2,485 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Jun 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`451607579734`

Property Details

APN / Parcel Number

Primary APN	`451607579734`
Alternative APN	`7432`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,155 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1987
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	157 ft deep x 118 ft wide

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Patio Area	225 sqft
Utility Building	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	2904 GINGER RD
City	KINSTON
State	NC
Zip	28504-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA8
Legal Description	2904 GINGER RD 2904 GINGER RD
Legal Subdivision	WESTHAVEN
Jurisdiction	LENOIR NC
Township / Civil Division	KINSTON
Census Block Group	2
Census Block	2007
Census Tract	10800

Owner

2904 Ginger Rd is owned by an individual who bought it in August 2017.

Source: Lenoir County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	4140 CHARLES BLVD, GREENVILLE, NC 27858-8835
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK
Jun 28, 2018	Grant Deed, Transfer ATTORNEY ONLY
Aug 7, 2017	Grant Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2017 · Amount on File
Deed Sale	Aug 7, 2017 · Amount on File
Deed Book / Page	1809 / 7
Prior Transfer Date	Aug 1, 2017
Prior Transfer Doc	0018090007
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	2904 GINGER RD, KINSTON, NC 28504-1106
Document Number	0018400865
Instrument Date	Sep 22, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4140 CHARLES BLVD GREENVILLE NC 278588835, GREENVILLE, NC 27858-8835

Mortgage

Document Number	0018400865
Date	Oct 11, 2018
Book Page	001840/000865

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LENOIR NC
Recording Date	Jun 28, 2018
Property Address	2904 GINGER RD, KINSTON, NC 28504-1106
Document Number	0018330092
Book / Page	001833 / 000092
Instrument Date	Jun 21, 2018
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4140 CHARLES BLVD GREENVILLE NC 278588835, GREENVILLE, NC 27858-8835

August 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	LENOIR NC
Recording Date	Aug 7, 2017
Property Address	2904 GINGER RD, KINSTON, NC 28504-1106
Document Number	0018090007
Book / Page	001809 / 000007
Instrument Date	Aug 1, 2017
Transaction Type	Foreclosure
Record Updated	Sep 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$216.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2300 WINDY RIDGE N TOWER #200 ATLANTA GA 30339, 200, ATLANTA, GA 30339
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 2904 Ginger Rd was $2,485, down 2.9% from the year before.

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Municipality	Kinston City
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,485.00 (-2.85%)	$182,082 (-) Land $23,583 Building $158,499	$182,082 (-) Land $23,583 Building $158,499
2025	$2,558.00	$182,082 Land $23,583 Building $158,499	$182,082 Land $23,583 Building $158,499
2023	$1,709.00	$105,860 Land $17,600 Building $88,260	$105,860 Land $17,600 Building $88,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2904 Ginger Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	49 (1996–2020)
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 5 claims Hurricane Matthew, Oct 2016 · 21 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2904 Ginger Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KINSTON serves 27,475 people · EPA ID NC0454010
Water Source	Purchased surface water from NEUSE REGIONAL WTR & SWR AUTH
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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