2904 E Prospect St, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 2904 E Prospect St, Sioux Falls, SD 57103 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1958
Square Footage925 sqft Finished Area
Lot Size8,446 sqft (0.194 acres)
OccupancyOwner Occupied
Last Sale$239,000 (2026)
Tax Bill$2,870.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-22-23-151-027-000
Alternative APN
  • 46900

Interior

Bedrooms2 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Building Area925 sqft Finished Area
1st Floor925 sqft 1st Floor
Basement Area925 sqft Basement
Finished Basement600 sqft Finished
Family RoomFamily Room
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area8,446 sqft (0.194 acres)
Depth X Width132 ft x 64 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area440 sqft Garage
Shed1 Shed
Deck Area108 sqft Deck
Patio Area220 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number46900
Street Address2904 E PROSPECT ST
CitySIOUX FALLS
StateSD
Zip57103-2837
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMARKEY`S SUB PT BLK 5 BLOCK 3 SIOUX HEIGHTS ADDN TO CITY OF SIOUX FALLS
Legal SubdivisionSIOUX HEIGHTS ADDN
Legal Block5,3
Legal Lot Number5
JurisdictionMINNEHAHA SD
Minor Civil DivisionSIOUX FALLS
Census Blockgroup2
Census Block2021
Census Tract406

Owner

Source: Minnehaha County records · APN 01-22-23-151-027-000

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2904 E PROSPECT ST, SIOUX FALLS, SD 57103-2837
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Warranty Deed, Transfer
PLAINS COMMERCE BANK
Mar 05, 2021Deed of Trust, Mortgage · Reverse Mortgage
OPEN MORTGAGE LLC
Sep 20, 2023Deed of Trust, Mortgage · Stand Alone First Mortgage
PLAINS COMMERCE BANK
Sep 20, 2023Warranty Deed, Transfer · Stand Alone First Mortgage
PLAINS COMMERCE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 21, 2026 · Amount on Record
Deed SaleMay 21, 2026 · Amount on Record
Prior SaleSep 20, 2023 · Amount on Record
Deed Doc Number2026159184
Deed Book / Page638-D / 542
Prior Transfer DateSep 18, 2023
Prior Transfer Doc0300000818
Record RefreshedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMINNEHAHA SD
Recording DateMay 21, 2026
Property Address2904 E PROSPECT ST, SIOUX FALLS, SD 57103-2837
Document Number0000159184
Book / Page638-D / 542
Instrument DateMay 14, 2026
Instrument2026159184
Transaction TypeTransfer
Record UpdatedJun 24, 2026
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$24,139.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2904 E PROSPECT ST, SIOUX FALLS, SD 57103-2837

Mortgage

Document Number0000159185,
DateMay 21, 2026
Book Page2016-M/460
Instrument2026159185
Lender
NamePLAINS COMMERCE BANK
Agreement
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.3%
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address2904 E PROSPECT ST, SIOUX FALLS, SD 57103-2837
Transaction TypeMortgage
Record UpdatedMay 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2904 E PROSPECT ST, SIOUX FALLS, SD 57103-2837

Mortgage

Document Number1916MTG/258
DateMar 05, 2021
Book Page1916 MTG/258
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
AddressAUSTIN, TX 78737
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term819 Months
DueJun 03, 2089
Interest
Rate TypeAdjustable Rate
Rate2.57%
Type Change DateApr 01, 2021
Change FrequencyAnnually
Index1-Year CMT

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address2904 E PROSPECT ST, SIOUX FALLS, SD 57103-2837
Transaction TypeMortgage
Record UpdatedNov 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document NumberMTG1975/295
DateSep 20, 2023
Book PageMTG 1975/295
Lender
NamePLAINS COMMERCE BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMINNEHAHA SD
Recording DateSep 20, 2023
Property Address2904 E PROSPECT ST, SIOUX FALLS, SD 57103-2837
Document NumberDEED622/184
Book / PageDEED 622 / 184
Instrument DateSep 18, 2023
Transaction TypeTransfer
Record UpdatedMay 12, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2904 E PROSPECT ST, SIOUX FALLS, SD 57103-2837

Mortgage

Document NumberMTG1975295
DateSep 20, 2023
InstrumentMTG 1975/295
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,870.00$209,700 (+10.78%) Land $29,000 Building $180,700
2024$2,870.00 (+13.13%)$189,300 (+13.56%) Land $29,000 Building $160,300
2022$2,537.00$166,700 Land $29,000 Building $137,700

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