Arapahoe County property record for 2904 E Otero Cir, Centennial, CO 80122
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,361 sqft · built 1980 |
| Lot Size | 0.227 acres (9,888 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Jun 2016) |
| Tax Bill | $6,562 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Nov 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2077-36-3-02-009 |
| Primary APN | 2077-36-3-02-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,361 sqft Living Area |
| Gross Area | 4,556 sqft |
| 1st Floor Area | 1,557 sqft |
| 2nd Floor Area | 1,344 sqft |
| Basement Area | 837 sqft |
| Finished Basement | 460 sqft |
| Unfinished Basement | 377 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 9,888 sqft (0.227 acres) |
| Lot Dimensions | 110 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Driveway | Driveway |
| Driveway Area | 2 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 209 sqft |
| Patio Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 032245638 |
|---|---|
| Street Address | 2904 E OTERO CIR |
| City | CENTENNIAL |
| State | CO |
| Zip | 80122-3410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SUBDIVISIONCD 061815 SUBDIVISIONNAME THE HIGHLANDS 460 5TH FLG BLOCK 004 LOT 013 LOT 13 BLK 4 THE HIGHLANDS 460 5TH FLG |
| Legal Range | 68W |
| Legal Township | 5S |
| Legal Section | 36 |
| Legal Quarter | 3 |
| Legal Subdivision | THE HIGHLANDS 460 5TH FLG |
| Legal Block | 004 |
| Legal Lot Number | 13 |
| Jurisdiction | ARAPAHOE CO |
| Township / Civil Division | SOUTHWEST ARAPAHOE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 5630 |
Source: Arapahoe County records, as of June 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2904 E OTERO CIR, CENTENNIAL, CO 80122-3410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 6, 2020 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO |
| Jul 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2016 · Amount on Record |
| Deed Sale | Jun 13, 2016 · Amount on Record |
| Prior Sale | May 9, 2012 · Amount on Record |
| Deed Document Number | 201661893 |
| Prior Transfer Date | Feb 1, 1982 |
| Prior Transfer Doc | 3591000771 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 2904 E OTERO CIR, CENTENNIAL, CO 80122-3410 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00E1032399 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | E1032399 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 2904 E OTERO CIR, CENTENNIAL, CO 80122-3410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00E0153801 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | E0153801 |
| Name | CREDIT UNION OF COLORADO |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 5, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 2904 E OTERO CIR, CENTENNIAL, CO 80122-3410 |
| Document Number | 00D7077418 |
| Instrument Date | Jul 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2904 E OTERO CIR CENTENNIAL CO 801223410, CENTENNIAL, CO 80122-3410 |
| Document Number | 00D7077418 |
|---|---|
| Date | Jul 11, 2017 |
| Instrument | D7077418 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 10, 2037 |
Source: Arapahoe County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Arapahoe County |
| Municipality | Centennial City |
| Unified School District | Littleton School District 6 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,756 (-0.88%) | $787,000 (-) Land $275,000 Building $512,000 | |
| 2025 | $6,562.00 (-1.75%) | $49,188 (-11.41%) | $787,000 (-10.94%) Land $275,000 Building $512,000 |
| 2024 | $6,679.00 (+44.35%) | ||
| 2023 | $55,523 | $883,700 Land $280,000 Building $603,700 | |
| 2021 | $4,627.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILLOWS WD serves 19,000 people · EPA ID CO0103100 |
|---|---|
| Water Source | Purchased surface water from DENVER WATER BOARD |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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