2904 E 97th St, Chicago, IL 60617 Property Records

Cook County property record for 2904 E 97th St, Chicago, IL 60617

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,096 sqft · built 1896
Lot Size	0.078 acres (3,375 sqft)
Owner	Individual Name on Record
Last Sale	$123,000 (Oct 2004)
Tax Bill	$568 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-07-119-033`

Property Details

APN / Parcel Number

Primary APN	`26-07-119-033`
Alternative APN	`26-07-119-033-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	1,096 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1898
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,375 sqft (0.078 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2904 E 97TH ST
City	CHICAGO
State	IL
Zip	60617-5017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(SOUTH)(CHICAGO) SUB BY CAL + CHGO CANA & DOCK CO OF EH OF WH & PTS OF EH OF SEC 6 N IBL & PT OF SEC S IBL LYING N OF MICH SO
Legal Range	15E
Legal Township	37N
Legal Section	05
Legal Subdivision	SOUTH CHICAGO
Legal Block	134
Legal Lot Number	32
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1025
Census Tract	510100

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2904 E 97TH ST, CHICAGO, IL 60617-5017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Mar 20, 2020	Deed of Trust, Mortgage · Conventional with PMI FIFTH THIRD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2004 · Amount on Record
Deed Sale	Oct 29, 2004 · Amount on Record
Prior Sale	Aug 5, 1994 · Amount on Record
Deed Document Number	200447291
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2904 E 97TH ST, CHICAGO, IL 60617-5017
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027807505
Date	Oct 5, 2021
Instrument	2127807505

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	222 Months
Due	Apr 1, 2040

Interest

Rate	3.49%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2904 E 97TH ST, CHICAGO, IL 60617-5017
Document Number	2009339094
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 E 97TH ST CHICAGO IL 606175017, CHICAGO, IL 60617-5017

Mortgage

Document Number	2009339094
Date	Apr 2, 2020
Instrument	9339094

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,700 (-21.65%) Land $2,531 Building $2,169	$47,000 (-21.65%) Land $25,310 Building $21,690
2023	$568.00 (+6.97%)
2022	$531.00 Homeowner's exemption	$5,999 Land $4,218 Building $1,781	$59,990 Land $42,180 Building $17,810

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 798 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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