2904 E 4th St, Dayton, OH 45403 Property Records

Montgomery County property record for 2904 E 4th St, Dayton, OH 45403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,024 sqft · built 1907
Lot Size	0.048 acres (2,108 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,800 (Oct 2001)
Tax Bill	$518 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R72-04608-0088`

Property Details

APN / Parcel Number

Primary APN	`R72-04608-0088`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,024 sqft Living Area
Gross Area	1,108 sqft
1st Floor Area	484 sqft
Basement Area	56 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	2,108 sqft (0.048 acres)
Lot Dimensions	68 ft deep x 31 ft wide
View / Lot	Neighborhood / Spot
Porch	Enclosed Frame Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2904 E 4TH ST
City	DAYTON
State	OH
Zip	45403-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18603-04 PTS 46-8-89
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	88
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	1
Census Block	1013
Census Tract	2300

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2904 E 4TH ST, DAYTON, OH 45403-2118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2001 · Amount on Record
Deed Sale	Oct 11, 2001 · Amount on Record
Prior Sale	Oct 6, 1994
Deed Book / Page	01-0718 / C10
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 28, 2026
Property Address	2904 E 4TH ST, DAYTON, OH 45403-2118
Document Number	0000044318
Instrument Date	Jul 15, 2026
Instrument	202644318
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 E 4TH ST, DAYTON, OH 45403-2118

Mortgage

Document Number	0000044318,
Date	Jul 28, 2026
Instrument	202644318

Lender

Name	WRIGHT-PATT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 25, 2051

Interest

Rate	6.47%
Max Rate	-1%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$518.00	$8,710 (-) Land $1,460 Building $7,250	$24,860 (-) Land $4,160 Building $20,700
2024	$518.00 (+2.37%)
2023	$506.00 (-10.92%)	$8,710 (+14.45%) Land $1,460 Building $7,250	$24,860 (+14.35%) Land $4,160 Building $20,700
2022	$568.00	$7,610 Land $1,280 Building $6,330
2020			$21,740 Land $3,650 Building $18,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 939 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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