2904 Conservancy Ln, Charleston, SC 29414 Property Records

Charleston County property record for 2904 Conservancy Ln, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,352 sqft · built 2017
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$311,390 (Feb 2017)
Tax Bill	$2,036 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`307-01-00-321`

Property Details

APN / Parcel Number

Primary APN	`307-01-00-321`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,352 sqft Living Area
1st Floor Area	1,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2904 CONSERVANCY LN
City	CHARLESTON
State	SC
Zip	29414-8173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLTWP MAPPLATB L16 MAPPLATP 0071 SUBDIVISIONNAME CAROLINA BAY PHASE 20 BLOCK LOT 31 GOVLOT TRACT
Legal Subdivision	CAROLINA BAY
Legal Phase	20
Legal Lot Number	31
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	1
Census Block	1000
Census Tract	5601

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2904 CONSERVANCY LN, CHARLESTON, SC 29414-8173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 6, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 22, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage PULTE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2017 · Amount on Record
Deed Sale	Feb 22, 2017 · Amount on Record
Deed Book / Page	618 / 734
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2904 CONSERVANCY LN, CHARLESTON, SC 29414-8173
Transaction Type	Mortgage
Record Updated	Feb 26, 2024
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009930098
Date	May 20, 2021
Book Page	993/98

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2904 CONSERVANCY LN, CHARLESTON, SC 29414-8173
Document Number	0705/0986
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 CONSERVANCY LN CHARLESTON SC 294148173, CHARLESTON, SC 29414-8173

Mortgage

Document Number	0705/0986
Date	Mar 21, 2018
Book Page	000705/000986

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2048

February 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Feb 22, 2017
Property Address	2904 CONSERVANCY LN, CHARLESTON, SC 29414-8173
Document Number	0618/0734
Book / Page	000618 / 000734
Instrument Date	Jan 27, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	May 27, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 CONSERVANCY LN CHARLESTON SC 294148173, CHARLESTON, SC 29414-8173

Mortgage

Document Number	618/0735
Date	Feb 22, 2017
Book Page	000618/000735

Lender

Name	PULTE MTG
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2047

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,036.00 (+13.62%)	$382,720 (+2,775.43%) Land $80,500 Building $302,220	$545,200 (+63.82%) Land $112,700 Building $432,500
2024	$1,792.00 (+8.08%)	$13,310 (-)
2022	$1,658.00	$13,310	$332,800 (-) Land $70,000 Building $262,800
2020			$332,800 Land $70,000 Building $262,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 146 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	146 in force
Nearby Flood Claims	7 (2015–2026)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Mar 2026
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber, WOW Internet, Cable & Phone.

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