2904 Brown Rd, Bentley, MI 48613 Property Records

Bay County property record for 2904 Brown Rd, Bentley, MI 48613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,232 sqft · built 1987
Lot Size	25.2 acres (1,097,712 sqft)
Owner	Individual Name on Record
Last Sale	$161,900 (Sep 2008)
Tax Bill	$2,616 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`060-018-300-020-00`

Property Details

APN / Parcel Number

Primary APN	`060-018-300-020-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Lot Area	1,097,712 sqft (25.2 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2904 BROWN RD
City	BENTLEY
State	MI
Zip	48613-8601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 OF SW 1/4 OF SW. FRL. 1/4. EX E 33 FT THRF. SEC.18,T18N,R3E
Jurisdiction	BAY MI
Township / Civil Division	GIBSON
Census Block Group	1
Census Block	1022
Census Tract	286400

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2904 BROWN RD, BENTLEY, MI 48613-8601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · Line of Credit WILDFIRE CU
Oct 26, 2023	Deed of Trust, Mortgage · Line of Credit WILDFIRE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2008 · Amount on Record
Deed Sale	Sep 18, 2008 · Amount on Record
Prior Sale	Feb 1, 2006 · Amount on Record
Deed Book / Page	2634 / 95
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	2904 BROWN RD, BENTLEY, MI 48613-8601
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 BROWN RD, BENTLEY, MI 48613-8601

Mortgage

Document Number	0000002470
Date	Mar 6, 2026
Instrument	202602470

Lender

Name	WILDFIRE CU
Type	Credit Union
Address	SAGINAW, MI 48605

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	2904 BROWN RD, BENTLEY, MI 48613-8601
Transaction Type	Mortgage
Record Updated	Nov 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 BROWN RD, BENTLEY, MI 48613-8601

Mortgage

Document Number	0000011954
Date	Oct 26, 2023
Instrument	202311954

Lender

Name	WILDFIRE CU
Type	Credit Union
Address	SAGINAW, MI 48605

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Gibson Township
Unified School District	Standish-Sterling Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,616.00 (+13.59%) Homeowner's exemption	$140,400 (+44.44%)	$280,800 (+44.44%)
2023		$97,200	$194,400
2022	$2,303.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fixed Wireless	1,000 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Brown Rd

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