2904 Benjamin Ct, San Jose, CA 95124 Property Records

Santa Clara County property record for 2904 Benjamin Ct, San Jose, CA 95124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,603 sqft · built 1959
Lot Size	0.177 acres (7,700 sqft)
Owner	Trust Name on File
Last Sale	$1,625,000 (Dec 2022)
Tax Bill	$21,901 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2026 Line of Credit + 3 more
Flood Zone	Zone D (undetermined)
APN	`414-13-030`

Property Details

APN / Parcel Number

Primary APN	`414-13-030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,603 sqft Living Area
1st Floor Area	1,603 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	7,700 sqft (0.177 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2904 BENJAMIN CT
City	SAN JOSE
State	CA
Zip	95124-1453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 2090 CAMBRIAN GATEWAY BOOK 96 PAGE 2 PAGE 5 LOT 459
Legal Subdivision	CAMBRIAN GATEWAY
Legal Tract	2090
Legal Lot Number	459
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2005
Census Tract	502701

Owner

2904 Benjamin Ct is owner-occupied and held in a trust since December 2022.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	2904 BENJAMIN CT, SAN JOSE, CA 95124-1453
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit TROVY LENDING CO
Feb 6, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 12, 2023	Intrafamily Transfer, Transfer
Dec 16, 2022	Grant Deed, Transfer · Conventional Mortgage PROVIDENT CU
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage 5TH STREET CAPITAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2022 · Amount on File
Deed Sale	Dec 16, 2022 · Amount on File
Deed Document Number	202225416737
Last Transfer Date	Dec 30, 2022
Transfer Doc	0025425628
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2904 BENJAMIN CT, SAN JOSE, CA 95124-1453
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 BENJAMIN CT, SAN JOSE, CA 95124-1453

Mortgage

Document Number	0025944361
Date	Feb 17, 2026
Instrument	25944361

Lender

Name	TROVY LENDING CO
Type	Mortgage Company
Address	228 PARK AVE S, NEW YORK, NY 10003

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 10, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2904 BENJAMIN CT, SAN JOSE, CA 95124-1453
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 BENJAMIN CT, SAN JOSE, CA 95124-1453

Mortgage

Document Number	0025940770
Date	Feb 6, 2026
Instrument	25940770

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST # 88, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 5, 2046

Interest

Change Frequency	Monthly

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 12, 2023
Property Address	2904 BENJAMIN CT, SAN JOSE, CA 95124-1453
Document Number	0025425628
Map Reference	MB 96 PG 2-5
Instrument Date	Dec 30, 2022
Instrument	25425628
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2904 BENJAMIN CT, SAN JOSE, CA 95124-1453

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 16, 2022
Property Address	2904 BENJAMIN CT, SAN JOSE, CA 95124-1453
Document Number	0025416737
Map Reference	MB 96 PG 2-5
Instrument Date	Dec 7, 2022
Instrument	25416737
Transaction Type	Transfer
Record Updated	Dec 26, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2904 BENJAMIN CT, SAN JOSE, CA 95124-1453

Mortgage

Document Number	0025416738
Date	Dec 16, 2022
Instrument	25416738

Lender

Name	PROVIDENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jan 1, 2033
Change Frequency	2 Years
Min Rate At Change	2%
Max Rate At Change	7.87%
Index	Other
Margin	2
Max Rate	10.8%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2904 BENJAMIN CT, SAN JOSE, CA 95124-1453
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 BENJAMIN CT, SAN JOSE, CA 95124-1453

Mortgage

Document Number	0025142867
Date	Oct 25, 2021
Instrument	25142867

Lender

Name	5TH STREET CAPITAL INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2904 Benjamin Ct was $21,901 with a homeowner's exemption, up 1.9% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Cambrian Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,724,462 (+2%) Land $1,379,570 Building $344,892
2025	$21,901.00 (+1.88%) Homeowner's exemption	$1,690,650 Land $1,352,520 Building $338,130
2024	$21,497.00 (+0.45%)
2023	$21,400.00 (+499.27%) Homeowner's exemption	$1,625,000 Land $1,300,000 Building $325,000
2022	$3,571.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2904 Benjamin Ct in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2904 Benjamin Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, Ridge Wireless, Sail Internet, T-Mobile.

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