2904 45th St SW, Lehigh Acres, FL 33976 Property Records

Lee County property record for 2904 45th St SW, Lehigh Acres, FL 33976

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,240 sqft · built 1986
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$116,000 (Jun 2020)
Tax Bill	$2,451 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-45-26-04-00032.0130`

Property Details

APN / Parcel Number

Primary APN	`12-45-26-04-00032.0130`
Alternative APNs	`12-45-26-L4-04032.0130` `261245L4040320130` `10348694`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,240 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	1,240 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Wood Sheathing
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	252 sqft
Patio Area	308 sqft
Shed	1 Shed
Shed Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10348694
Street Address	2904 45TH ST SW
City	LEHIGH ACRES
State	FL
Zip	33976-4709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LEHIGH ACRES UNIT 4 BLK 32 PB 15 PG 98 LOT 13
Legal Range	26E
Legal Township	45S
Legal Section	12
Legal Subdivision	LEHIGH ACRES
Legal Tract	04
Legal Block	32
Legal Lot Number	13
Legal Unit	4
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	1
Census Block	1041
Census Tract	40303

Owner

2904 45th St SW is owned and occupied by an individual who acquired it in August 2022.

Source: Lee County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	2904 45TH ST SW, LEHIGH ACRES, FL 33976-4709
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jun 4, 2020	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2020 · Amount on File
Deed Sale	Jun 4, 2020 · Amount on File
Prior Sale	Jun 27, 2013 · Amount on File
Deed Document Number	2020127046
Last Transfer Date	Aug 8, 2022
Transfer Doc	0000260722
Record Updated	Oct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Aug 12, 2022
Property Address	2904 45TH ST SW, LEHIGH ACRES, FL 33976-4709
Document Number	0000260722
Map Reference	MB 15 PG 98
Instrument Date	Aug 8, 2022
Instrument	2022000260722
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	SHEMTOV TITLE, SHEMTOV TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2904 45TH ST SW, LEHIGH ACRES, FL 33976-4709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 45TH ST SW, LEHIGH ACRES, FL 33976-4709

Mortgage

Document Number	0000260723
Date	Aug 12, 2022
Instrument	2022000260723

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jun 4, 2020
Property Address	2904 45TH ST SW, LEHIGH ACRES, FL 33976-4709
Document Number	0000127046
Instrument Date	May 28, 2020
Instrument	127046
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	AMERICAS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$812.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5107 5TH ST W LEHIGH ACRES FL 339711002, LEHIGH ACRES, FL 33971-1002

Mortgage

Document Number	127047
Date	Jun 4, 2020
Instrument	127047

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2904 45th St SW was $2,451 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,100 (+2.7%)	$188,166 (+0.23%) Land $40,363 Building $147,803
2025	$2,451.00 Homeowner's exemption	$175,365	$187,738 Land $47,509 Building $140,229
2023	$2,178.00 (+22.98%) Homeowner's exemption	$165,459 (+23.42%)	$176,697 (+31.8%) Land $15,191 Building $161,506
2022	$1,771.00 Homeowner's exemption	$134,065 Land $10,128 Building $123,937	$134,065 Land $10,128 Building $123,937

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2904 45th St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2904 45th St SW is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink.

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