2904 113th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 2904 113th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 1988
Lot Size	2.4 acres (104,879 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Jan 2019)
Tax Bill	$3,215 (2024)
Deeds & Mortgages	Mar 2021 Line of Credit Jan 2021 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`6010-0045-9`

Property Details

APN / Parcel Number

Primary APN	`6010-0045-9`
Alternative APN	`331807601000459`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
Gross Area	2,268 sqft
1st Floor Area	1,760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	104,879 sqft (2.4 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	108 sqft
Canopy	700 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	2904 113TH ST E
City	PALMETTO
State	FL
Zip	34221-9484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1 SUBURB
Legal Description	LOT 1, WILLIS LOT 26 SUBDIVISION, PI#6010.0045/9
Legal Range	18E
Legal Township	33S
Legal Section	07
Legal Subdivision	WILLIS LOT 26
Legal Lot Number	1
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	1
Census Block	1027
Census Tract	1602

Owner

2904 113th St E is owned and occupied by two individuals who bought it in January 2019.

Source: Manatee County records, as of August 25, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2904 113TH ST E, PALMETTO, FL 34221-9484
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
Jan 4, 2019	Warranty Deed, Transfer · Conventional with PMI SUNCOAST CU
Feb 10, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage DITECH FINANCIAL LLC
Jan 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2019 · Amount on File
Deed Sale	Jan 4, 2019 · Amount on File
Deed Document Number	20191069
Deed Book / Page	2763 / 1643
Prior Transfer Date	Jan 26, 2017
Prior Transfer Doc	0026597843
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	2904 113TH ST E, PALMETTO, FL 34221-9484
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 113TH ST E, PALMETTO, FL 34221-9484

Mortgage

Document Number	0041030431
Date	Mar 10, 2021
Instrument	202141030431

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	216 Months
Due	Mar 9, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	2904 113TH ST E, PALMETTO, FL 34221-9484
Transaction Type	Mortgage
Record Updated	Feb 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 113TH ST E, PALMETTO, FL 34221-9484

Mortgage

Document Number	202141011198
Date	Jan 28, 2021
Instrument	202141011198

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jan 4, 2019
Property Address	2904 113TH ST E, PALMETTO, FL 34221-9484
Document Number	0027631643
Book / Page	002763 / 001643
Instrument Date	Jan 3, 2019
Instrument	41001069
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1523 12TH STREET DR W PALMETTO FL 342213636, PALMETTO, FL 34221-3636

Mortgage

Document Number	27631645
Date	Jan 4, 2019
Book Page	002763/001645
Instrument	41001070

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2049

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANATEE FL
Recording Date	Feb 10, 2017
Property Address	2904 113TH ST E, PALMETTO, FL 34221-9484
Document Number	0026597843
Book / Page	2659 / 7843
Map Reference	MB24 PG91
Instrument Date	Jan 26, 2017
Instrument	201741012321
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 113TH ST E, PALMETTO, FL 34221-9484

Mortgage

Document Number	201741012322
Date	Feb 10, 2017
Instrument	201741012322

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANATEE FL
Recording Date	Jan 11, 2017
Property Address	2904 113TH ST E, PALMETTO, FL 34221-9484
Document Number	0026557323
Book / Page	002655 / 007323
Instrument Date	Jan 11, 2017
Instrument	41002723
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 113TH ST E PALMETTO FL 342219484, PALMETTO, FL 34221-9484

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$265,981	$455,646 Land $105,465 Building $350,181
2024	$3,215.00 (+24.9%)
2023	$2,574.00 (+3.13%) Homeowner's exemption	$207,762 (+3%)	$416,164 (+26.36%) Land $105,465 Building $310,699
2022	$2,496.00 Homeowner's exemption	$201,711	$329,342 Land $48,154 Building $281,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2904 113th St E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	9 (1992–2024)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 2 claims Severe Storms & Flooding, Jun 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2904 113th St E is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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