Oldham County property record for 2903 Windward Ct, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,242 sqft · built 1994 |
| Lot Size | 0.527 acres (22,956 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $273,763 (Jan 2013) |
| Tax Bill | $5,340 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Jul 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-14C-01-27 |
| Primary APN | 05-14C-01-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,242 sqft Living Area |
| Basement Area | 1,554 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 22,956 sqft (0.527 acres) |
| Garage Type | Attached |
| Garage Area | 568 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 48854 |
|---|---|
| Street Address | 2903 WINDWARD CT |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .527AC |
| Legal Subdivision | PARAMONT ESTATES |
| Legal Block | SEC 1 |
| Legal Lot Number | 27 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30701 |
Source: Oldham County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2903 WINDWARD CT, PROSPECT, KY 40059-9087 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jul 18, 2017 | Deed of Trust, Mortgage PNC BANK NA |
| Oct 1, 2020 | Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO |
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STOCK YARDS BANK & TRUST CO |
| Dec 8, 2021 | Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2013 · Amount on Record |
| Deed Sale | Jan 24, 2013 · Amount on Record |
| Prior Sale | May 9, 2012 |
| Deed Document Number | 2013461129 |
| Deed Book / Page | 1045 / 79 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 2903 WINDWARD CT, PROSPECT, KY 40059-9087 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0M2246/422 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | M2246/422 |
| Instrument | 520371 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 26, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 2903 WINDWARD CT, PROSPECT, KY 40059-9087 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M2268/394 |
|---|---|
| Date | Jul 18, 2017 |
| Book Page | M2268/394 |
| Instrument | 527366 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PROSPECT, KY 40059 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 2903 WINDWARD CT, PROSPECT, KY 40059-9087 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | AGENCY TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0M2454/526 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | M2454/526 |
| Instrument | 598304 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 2903 WINDWARD CT, PROSPECT, KY 40059-9087 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M2454/503 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | M2454/503 |
| Instrument | 598303 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 2903 WINDWARD CT, PROSPECT, KY 40059-9087 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2903 WINDWARD CT, PROSPECT, KY 40059-9087 |
| Document Number | 0M2561/177 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | M2561/177 |
| Instrument | 669359 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,340.00 (+9.7%) | $430,000 (+10.26%) Land $80,000 Building $350,000 | $430,000 (+10.26%) Land $80,000 Building $350,000 |
| 2023 | $4,868.00 | $390,000 Land $80,000 Building $310,000 | $390,000 Land $80,000 Building $310,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures