2903 Union Ct, New Bern, NC 28562 Property Records

Craven County property record for 2903 Union Ct, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 891 sqft · built 1986
Lot Size	0.112 acres (4,899 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Nov 2025)
Tax Bill	$1,301 (2026)
Deeds & Mortgages	May 2013 Mortgage Aug 2005 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8-043-1-030`

Property Details

APN / Parcel Number

Primary APN	`8-043-1-030`
Alternative APNs	`116522` `142995` `99013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	891 sqft Living Area
1st Floor Area	891 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,899 sqft (0.112 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	142995
Street Address	2903 UNION CT
City	NEW BERN
State	NC
Zip	28562-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC4
Legal Description	30 TRENT VILLAGE SCT 1
Legal Subdivision	TRENT VILLAGE
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	2
Census Block	2001
Census Tract	960402

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2903 UNION CT, NEW BERN, NC 28562-2045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 7, 2013	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO
Aug 26, 2005	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE HOME LOANS INC
Jun 30, 2006	Deed of Trust, Mortgage · ARM WACHOVIA MORTGAGE CORP
Nov 5, 2025	Warranty Deed, Transfer · VA Mortgage FRONTWAVE CU
Mar 17, 2022	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2025 · Amount on Record
Deed Sale	Nov 5, 2025 · Amount on Record
Prior Sale	Mar 17, 2022 · Amount on Record
Deed Document Number	202510148386
Deed Book / Page	3858 / 1283
Prior Transfer Date	Aug 25, 2005
Prior Transfer Doc	2349/0220
Record Updated	Oct 29, 2026

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2903 UNION CT, NEW BERN, NC 28562-2045
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03192/0655
Date	May 7, 2013
Book Page	3192/0655

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2028

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2903 UNION CT, NEW BERN, NC 28562-2045
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02349/0225
Date	Aug 26, 2005
Book Page	2349/0225

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2035

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2903 UNION CT, NEW BERN, NC 28562-2045
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02476/0001
Date	Jun 30, 2006
Book Page	2476/0001

Lender

Name	WACHOVIA MORTGAGE CORP
Type	Mortgage Company
Address	RALEIGH, NC 27607

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jul 1, 2009
Change Frequency	Monthly
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	12.5%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Nov 5, 2025
Property Address	2903 UNION CT, NEW BERN, NC 28562-2045
Document Number	03858/1283
Book / Page	3858 / 1283
Map Reference	CAB D SL 614
Instrument Date	Oct 8, 2025
Instrument	10148386
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 FULL MOON CT, GARNER, NC 27529-7126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 UNION CT, NEW BERN, NC 28562-2045

Mortgage

Document Number	0038581286
Date	Nov 5, 2025
Instrument	3858/1286

Lender

Name	FRONTWAVE CU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 17, 2022
Property Address	2903 UNION CT, NEW BERN, NC 28562-2045
Document Number	003717/612
Book / Page	3717 / 612
Map Reference	CAB D SL 614
Instrument Date	Mar 1, 2021
Instrument	10093623
Transaction Type	Transfer
Record Updated	Apr 6, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$286.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	460 HALF MOON RD, 460, NEW BERN, NC 28560-7130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 UNION CT, NEW BERN, NC 28562-2045

Mortgage

Document Number	0003717616
Date	Mar 17, 2022
Instrument	3717/616

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,301.00 (+3.42%)	$142,170 (-) Land $30,000 Building $112,170	$142,170 (-) Land $30,000 Building $112,170
2025	$1,258.00 (+2.11%)	$142,170 (-) Land $30,000 Building $112,170	$142,170 (-) Land $30,000 Building $112,170
2023	$1,232.00 (+42.26%)	$142,170 (+83.71%) Land $30,000 Building $112,170	$142,170 (+83.71%) Land $30,000 Building $112,170
2022	$866.00	$77,390 Land $20,000 Building $57,390
2018			$77,390 Land $20,000 Building $57,390

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1996–2018)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: T-Mobile, Verizon.

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