2903 Stepp Dr, Columbia, SC 29204 Property Records

Richland County property record for 2903 Stepp Dr, Columbia, SC 29204

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,194 sqft · built 1954
Lot Size	0.376 acres (16,386 sqft)
Owner	2 Individual Names on Record
Last Sale	$193,000 (Mar 2006)
Tax Bill	$1,144 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14007-03-01`

Property Details

APN / Parcel Number

Primary APN	`14007-03-01`
Alternative APNs	`R14007-03-01` `00525284`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,194 sqft Heated Area
Gross Area	3,018 sqft
1st Floor Area	2,194 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Raised Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,386 sqft (0.376 acres)
Garage Type	Carport
Garage Area	375 sqft
Carport	Carport
Carport Area	375 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00525284
Street Address	2903 STEPP DR
City	COLUMBIA
State	SC
Zip	29204-3631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LOT 1 BLOCK T 100X187.2X103.7X199.5 #SU GROVE PARK #PR P-20/21 RB417-2642
Legal Subdivision	HEYWARD HEIGHTS
Legal Block	T
Legal Lot Number	1
Jurisdiction	RICHLAND SC
Township / Civil Division	COLUMBIA
Census Block Group	2
Census Block	2007
Census Tract	11202

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2903 STEPP DR, COLUMBIA, SC 29204-3631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2006 · Amount on Record
Deed Sale	Mar 30, 2006 · Amount on Record
Prior Sale	May 21, 2002 · Amount on Record
Deed Document Number	200628772
Deed Book / Page	1167 / 750
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	2903 STEPP DR, COLUMBIA, SC 29204-3631
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 STEPP DR, COLUMBIA, SC 29204-3631

Mortgage

Document Number	0026010374
Date	Mar 24, 2021
Book Page	2601/374
Instrument	2021018743

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,144.00 (+23.28%) Homeowner's exemption	$209,900 (+2,775.34%)	$322,700 (+76.82%) Land $60,000 Building $262,700
2023	$928.00 (-6.45%)	$7,300 (-)	$182,500 (-)
2021	$992.00	$7,300	$182,500 Land $48,000 Building $134,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	13 (1979–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Severe Storms And Flooding, Oct 2015 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	1,000 / 75
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20