Chesterfield County property record for 2903 Speeks Dr, Midlothian, VA 23112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,546 sqft · built 1999 |
| Lot Size | 0.339 acres (14,767 sqft) |
| Owner | Individual Name on File |
| Last Sale | $107,000 (Jul 2001) |
| Tax Bill | $2,938 (2026) |
| Deeds & Mortgages | Feb 2023 Second Mortgage Sep 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 04902110000F074 |
| Primary APN | 04902110000F074 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,546 sqft Finished Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,767 sqft (0.339 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Balcony Area | 34 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 275006001 |
|---|---|
| Street Address | 2903 SPEEKS DR |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-3327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R9 - SINGL |
| Legal Description | WILLIAM GWYN EST & RSB 74-F-J |
| Legal Subdivision | WILLIAM GWYN ESTATES |
| Legal Block | F |
| Legal Lot Number | 74 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | CLOVER HILL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 100919 |
Source: Chesterfield County assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2903 SPEEKS DR, MIDLOTHIAN, VA 23112-3327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIRGINIA CREDIT UNION INC |
| Sep 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 30, 2001 · Amount on Record |
| Deed Sale | Jul 30, 2001 · Amount on Record |
| Prior Sale | Jul 19, 1999 · Amount on Record |
| Deed Book / Page | 4173 / 888 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 2903 SPEEKS DR, MIDLOTHIAN, VA 23112-3327 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 014193-272 |
|---|---|
| Date | Feb 7, 2023 |
| Book Page | 14193/272 |
| Instrument | 2023003264 |
| Name | VIRGINIA CREDIT UNION INC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 2, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 2903 SPEEKS DR, MIDLOTHIAN, VA 23112-3327 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 13638-571 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 13638/571 |
| Instrument | 2021060677 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,938.00 (+2.73%) | $327,400 (+2.76%) Land $45,600 Building $281,800 | $327,400 (+2.76%) Land $45,600 Building $281,800 |
| 2025 | $2,860.00 (+12.69%) | $318,600 (+15.35%) Land $44,000 Building $274,600 | $318,600 (+15.35%) Land $44,000 Building $274,600 |
| 2023 | $2,538.00 | $276,200 Land $40,000 Building $236,200 | $276,200 Land $40,000 Building $236,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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