2903 Skylark Dr, Overgaard, AZ 85933 Property Records

Navajo County property record for 2903 Skylark Dr, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,664 sqft · built 1993
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,957 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Apr 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`206-02-062A`

Property Details

APN / Parcel Number

Primary APN	`206-02-062A`

Interior

Stories	2 Stories
Building Area	1,664 sqft Living Area
Gross Area	2,752 sqft
1st Floor Area	1,664 sqft
Basement Area	1,088 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	100,188 sqft
Garage Type	Detached
Garage Area	768 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	83 sqft
Deck Area	Deck Area
Patio Area	909 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	2903 SKYLARK DR
City	OVERGAARD
State	AZ
Zip	85933-5367
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	SECTION 30,T12N,R17E: COM N4 COR;TH S0DG1752 E 2845.32TPOB; TH S0DG1752 E 200.25;TH W 501; TH N0DG1752 E 200.25;TH E 501TP OB
Legal Range	17E
Legal Township	12N
Legal Section	30
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2008
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7828 N 13TH AVE, PHOENIX, AZ 85021-7122
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 28, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Apr 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Dec 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 16, 2017	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 11, 2020
Transfer Doc	0000009346
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2903 SKYLARK DR, OVERGAARD, AZ 85933-5367
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000896
Date	Jan 23, 2024
Instrument	2024-00896

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 14, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAVAJO AZ
Recording Date	Apr 28, 2021
Property Address	2903 SKYLARK DR, OVERGAARD, AZ 85933-5367
Document Number	0000009348
Map Reference	MB 1 PG 95
Instrument Date	Nov 11, 2020
Instrument	2021-09348
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2903 SKYLARK DR, OVERGAARD, AZ 85933-5367

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAVAJO AZ
Recording Date	Apr 28, 2021
Property Address	2903 SKYLARK DR, OVERGAARD, AZ 85933-5367
Document Number	0000009346
Map Reference	MB 1 PG 95
Instrument Date	Dec 10, 2018
Instrument	2021-09346
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2903 SKYLARK DR, OVERGAARD, AZ 85933-5367

Mortgage

Document Number	0000009347
Date	Apr 28, 2021
Instrument	2021-09347

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Dec 13, 2018
Property Address	2903 SKYLARK DR, OVERGAARD, AZ 85933-5367
Document Number	0000020432
Instrument Date	Dec 10, 2018
Instrument	20432
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7828 N 13TH AVE PHOENIX AZ 850217122, PHOENIX, AZ 85021-7122

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Nov 16, 2017
Property Address	2903 SKYLARK DR, OVERGAARD, AZ 85933-5367
Document Number	0000017990
Map Reference	MB1 PG95
Instrument Date	Nov 15, 2017
Instrument	2017-17990
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7739 E SAN MIGUEL AVE, 7739, SCOTTSDALE, AZ 85250-6535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 SKYLARK DR, OVERGAARD, AZ 85933-5367

Mortgage

Document Number	0000017991
Date	Nov 16, 2017
Instrument	2017-17991

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$461,815 (+6.32%) Land $85,712 Building $376,103
2025	$2,957.00 (+4.23%)	$43,436 Land $8,665 Building $34,771	$434,355 Land $86,645 Building $347,710
2023	$2,837.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 86% of Arizona
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: Conexon Connect, Sparklight, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Skylark Dr

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